Adams County, PA Average Home Price (2026)
The average home price in Adams County, Pennsylvania is about $329,000 (the 2026 median across 13 ZIP codes, at ~$203/sq ft) — 38% more expensive than the Pennsylvania median and 14% more expensive than the typical U.S. home.
How Adams County compares
Adams County is about average for housing nationally: its typical home costs $329,000 against $238,000 for Pennsylvania and $289,000 for the U.S. Within the county, ZIP-level values run from about $237,000 to $368,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Adams County | $329,000 | $203 |
| Pennsylvania | $238,000 | $165 |
| United States | $289,000 | $193 |
Adams County home prices by ZIP code
The 13 most valuable ZIP codes in Adams County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 17325 Gettysburg | $368,000 | $220 | +12% |
| 17316 East Berlin | $352,000 | $208 | +7% |
| 17320 Fairfield | $348,000 | $218 | +6% |
| 17304 Aspers | $346,000 | $250 | +5% |
| 17372 York Springs | $344,000 | $314 | +5% |
| 17340 Littlestown | $340,000 | $221 | +3% |
| 17301 Abbottstown | $329,000 | $203 | +0% |
| 17353 Orrtanna | $323,000 | $184 | -2% |
| 17307 Biglerville | $311,000 | $190 | -5% |
| 17350 New Oxford | $297,000 | $187 | -10% |
| 17303 Arendtsville | $285,000 | $150 | -13% |
| 17344 McSherrystown | $247,000 | $152 | -25% |
| 17306 Aspers | $237,000 | $125 | -28% |
Home value appreciation in Adams County
Home prices in Adams County have risen about 71% over the last 10 years (≈5.5% a year) and +60.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.2% — still rising. A home worth $329,000 today was worth roughly $192,962 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Pennsylvania is +76.8% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Adams County
Run the numbers for Adams County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Adams County
To buy the typical $329,000 home in Adams County with 20% down, you need a household income of roughly $90,000 a year (about $2,090 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $106,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,500 | $2,600/mo | $111,000/yr |
| 10% (+PMI) | $32,900 | $2,480/mo | $106,000/yr |
| 20% | $65,800 | $2,090/mo | $90,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Adams County
At about $203 per square foot, here is roughly how much home different budgets get you in Adams County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 740 sq ft | below the local median — condos, smaller or older homes |
| $200k | 990 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1480 sq ft | around the typical home here |
| $400k | 1970 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Pennsylvania.
Estimate a specific home in Adams County
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Adams County home prices: frequently asked
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Browse all Pennsylvania cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.