Umatilla County, OR Average Home Price (2026)
The average home price in Umatilla County, Oregon is about $297,000 (the 2026 median across 12 ZIP codes, at ~$222/sq ft) — 35% more affordable than the Oregon median and 3% more expensive than the typical U.S. home.
How Umatilla County compares
Umatilla County is about average for housing nationally: its typical home costs $297,000 against $459,500 for Oregon and $289,000 for the U.S. Within the county, ZIP-level values run from about $234,000 to $424,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Umatilla County | $297,000 | $222 |
| Oregon | $459,500 | $294 |
| United States | $289,000 | $193 |
Umatilla County home prices by ZIP code
The 12 most valuable ZIP codes in Umatilla County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 97880 Ukiah | $424,000 | $223 | +43% |
| 97810 Pendleton | $369,000 | $224 | +24% |
| 97838 Hermiston | $346,000 | $239 | +16% |
| 97826 Echo | $314,000 | $409 | +6% |
| 97862 Milton Freewater | $310,000 | $220 | +4% |
| 97801 Pendleton | $299,000 | $200 | +1% |
| 97882 Umatilla | $295,000 | $223 | -1% |
| 97875 Stanfield | $290,000 | $264 | -2% |
| 97813 Athena | $286,000 | $141 | -4% |
| 97886 Weston | $274,000 | $210 | -8% |
| 97868 Pilot Rock | $245,000 | $203 | -18% |
| 97835 Helix | $234,000 | $123 | -21% |
Home value appreciation in Umatilla County
Home prices in Umatilla County have risen about 102% over the last 10 years (≈7.3% a year) and +144.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.3% — still rising. A home worth $297,000 today was worth roughly $146,739 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oregon is +85.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Umatilla County
Run the numbers for Umatilla County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Umatilla County
To buy the typical $297,000 home in Umatilla County with 20% down, you need a household income of roughly $81,000 a year (about $1,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $96,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,900 | $2,340/mo | $100,000/yr |
| 10% (+PMI) | $29,700 | $2,240/mo | $96,000/yr |
| 20% | $59,400 | $1,890/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Umatilla County
At about $222 per square foot, here is roughly how much home different budgets get you in Umatilla County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 680 sq ft | below the local median — condos, smaller or older homes |
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1130 sq ft | around the typical home here |
| $300k | 1350 sq ft | around the typical home here |
| $400k | 1800 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oregon.
Estimate a specific home in Umatilla County
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Umatilla County home prices: frequently asked
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Browse all Oregon cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.