Lincoln County, OR Average Home Price (2026)
The average home price in Lincoln County, Oregon is about $479,000 (the 2026 median across 15 ZIP codes, at ~$377/sq ft) — 4% more expensive than the Oregon median and 66% more expensive than the typical U.S. home.
How Lincoln County compares
Lincoln County is relatively expensive for housing nationally: its typical home costs $479,000 against $459,500 for Oregon and $289,000 for the U.S. Within the county, ZIP-level values run from about $362,000 to $617,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lincoln County | $479,000 | $377 |
| Oregon | $459,500 | $294 |
| United States | $289,000 | $193 |
Cities in Lincoln County
Cities with their own home-value page, largest first:
Lincoln County home prices by ZIP code
The 15 most valuable ZIP codes in Lincoln County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 97388 Lincoln City | $617,000 | $370 | +29% |
| 97326 Blodgett | $545,000 | $537 | +14% |
| 97341 Depoe Bay | $545,000 | $393 | +14% |
| 97366 Newport | $545,000 | $404 | +14% |
| 97376 Seal Rock | $536,000 | $354 | +12% |
| 97364 Lincoln City | $524,000 | $424 | +9% |
| 97357 Logsden | $497,000 | $279 | +4% |
| 97367 Lincoln City | $479,000 | $383 | +0% |
| 97394 Waldport | $470,000 | $321 | -2% |
| 97368 Otis | $449,000 | $427 | -6% |
| 97343 Eddyville | $445,000 | $377 | -7% |
| 97380 Siletz | $439,000 | $396 | -8% |
| 97365 Newport | $428,000 | $339 | -11% |
| 97390 Tidewater | $417,000 | $318 | -13% |
| 97391 Toledo | $362,000 | $235 | -24% |
Home value appreciation in Lincoln County
Home prices in Lincoln County have risen about 113% over the last 10 years (≈7.8% a year) and +117.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -0.4% — roughly flat. A home worth $479,000 today was worth roughly $224,988 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oregon is +85.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lincoln County
Run the numbers for Lincoln County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lincoln County
To buy the typical $479,000 home in Lincoln County with 20% down, you need a household income of roughly $130,000 a year (about $3,040 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $155,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,000 | $3,780/mo | $162,000/yr |
| 10% (+PMI) | $47,900 | $3,610/mo | $155,000/yr |
| 20% | $95,800 | $3,040/mo | $130,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lincoln County
At about $377 per square foot, here is roughly how much home different budgets get you in Lincoln County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 660 sq ft | below the local median — condos, smaller or older homes |
| $300k | 800 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1060 sq ft | around the typical home here |
| $500k | 1330 sq ft | around the typical home here |
| $600k | 1590 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oregon.
Estimate a specific home in Lincoln County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Lincoln County home prices: frequently asked
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Browse all Oregon cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.