Josephine County, OR Average Home Price (2026)
The average home price in Josephine County, Oregon is about $412,000 (the 2026 median across 10 ZIP codes, at ~$259/sq ft) — 10% more affordable than the Oregon median and 43% more expensive than the typical U.S. home.
How Josephine County compares
Josephine County is relatively expensive for housing nationally: its typical home costs $412,000 against $459,500 for Oregon and $289,000 for the U.S. Within the county, ZIP-level values run from about $295,000 to $570,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Josephine County | $412,000 | $259 |
| Oregon | $459,500 | $294 |
| United States | $289,000 | $193 |
Cities in Josephine County
Cities with their own home-value page, largest first:
Josephine County home prices by ZIP code
The 10 most valuable ZIP codes in Josephine County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 97534 O Brien | $570,000 | $300 | +38% |
| 97532 Merlin | $468,000 | $255 | +14% |
| 97531 Kerby | $460,000 | $242 | +12% |
| 97544 Williams | $453,000 | $315 | +10% |
| 97543 Wilderville | $415,000 | $243 | +1% |
| 97527 Grants Pass | $409,000 | $273 | -1% |
| 97526 Grants Pass | $383,000 | $263 | -7% |
| 97497 Wolf Creek | $323,000 | $215 | -22% |
| 97538 Selma | $319,000 | $304 | -23% |
| 97523 Cave Junction | $295,000 | $240 | -28% |
Home value appreciation in Josephine County
Home prices in Josephine County have risen about 84% over the last 10 years (≈6.3% a year) and +54.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.8% — still rising. A home worth $412,000 today was worth roughly $223,549 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oregon is +85.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Josephine County
Run the numbers for Josephine County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Josephine County
To buy the typical $412,000 home in Josephine County with 20% down, you need a household income of roughly $112,000 a year (about $2,620 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $133,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,600 | $3,250/mo | $139,000/yr |
| 10% (+PMI) | $41,200 | $3,110/mo | $133,000/yr |
| 20% | $82,400 | $2,620/mo | $112,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Josephine County
At about $259 per square foot, here is roughly how much home different budgets get you in Josephine County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 770 sq ft | below the local median — condos, smaller or older homes |
| $250k | 970 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1540 sq ft | around the typical home here |
| $500k | 1930 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oregon.
Estimate a specific home in Josephine County
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Josephine County home prices: frequently asked
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Browse all Oregon cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.