Jackson County, OR Average Home Price (2026)
The average home price in Jackson County, Oregon is about $439,000 (the 2026 median across 15 ZIP codes, at ~$275/sq ft) — 4% more affordable than the Oregon median and 52% more expensive than the typical U.S. home.
How Jackson County compares
Jackson County is relatively expensive for housing nationally: its typical home costs $439,000 against $459,500 for Oregon and $289,000 for the U.S. Within the county, ZIP-level values run from about $322,000 to $599,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jackson County | $439,000 | $275 |
| Oregon | $459,500 | $294 |
| United States | $289,000 | $193 |
Jackson County home prices by ZIP code
The 15 most valuable ZIP codes in Jackson County (of 15 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 97530 Jacksonville | $599,000 | $308 | +36% |
| 97520 Ashland | $542,000 | $319 | +23% |
| 97541 Trail | $475,000 | $382 | +8% |
| 97537 Rogue River | $473,000 | $276 | +8% |
| 97524 Eagle Point | $469,000 | $263 | +7% |
| 97525 Gold Hill | $449,000 | $275 | +2% |
| 97504 Medford | $441,000 | $266 | +0% |
| 97540 Talent | $439,000 | $295 | +0% |
| 97539 Shady Cove | $415,000 | $291 | -5% |
| 97502 Central Point | $414,000 | $280 | -6% |
| 97535 Phoenix | $396,000 | $250 | -10% |
| 97501 Medford | $363,000 | $275 | -17% |
| 97503 White City | $348,000 | $260 | -21% |
| 97536 Prospect | $331,000 | $247 | -25% |
| 97522 Butte Falls | $322,000 | $163 | -27% |
Home value appreciation in Jackson County
Home prices in Jackson County have risen about 79% over the last 10 years (≈6.0% a year) and +48.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.1% — still rising. A home worth $439,000 today was worth roughly $244,978 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Oregon is +85.5% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jackson County
Run the numbers for Jackson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jackson County
To buy the typical $439,000 home in Jackson County with 20% down, you need a household income of roughly $119,000 a year (about $2,790 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $142,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,000 | $3,460/mo | $148,000/yr |
| 10% (+PMI) | $43,900 | $3,310/mo | $142,000/yr |
| 20% | $87,800 | $2,790/mo | $119,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jackson County
At about $275 per square foot, here is roughly how much home different budgets get you in Jackson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 730 sq ft | below the local median — condos, smaller or older homes |
| $250k | 910 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1090 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1450 sq ft | around the typical home here |
| $500k | 1820 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Oregon.
Estimate a specific home in Jackson County
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Jackson County home prices: frequently asked
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Browse all Oregon cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.