Warren County, OH Average Home Price (2026)
The average home price in Warren County, Ohio is about $407,000 (the 2026 median across 12 ZIP codes, at ~$205/sq ft) — 80% more expensive than the Ohio median and 41% more expensive than the typical U.S. home.
How Warren County compares
Warren County is relatively expensive for housing nationally: its typical home costs $407,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $216,000 to $498,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Warren County | $407,000 | $205 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Warren County home prices by ZIP code
The 12 most valuable ZIP codes in Warren County (of 12 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 45040 Mason | $498,000 | $229 | +22% |
| 45054 Oregonia | $475,000 | $268 | +17% |
| 45068 Waynesville | $452,000 | $224 | +11% |
| 45034 Kings Mills | $432,000 | $270 | +6% |
| 45066 Springboro | $431,000 | $189 | +6% |
| 45036 Lebanon | $410,000 | $222 | +1% |
| 45152 Morrow | $404,000 | $182 | -1% |
| 45039 Maineville | $396,000 | $203 | -3% |
| 45065 South Lebanon | $370,000 | $207 | -9% |
| 45162 Pleasant Plain | $327,000 | $185 | -20% |
| 45005 Franklin | $276,000 | $186 | -32% |
| 45032 Harveysburg | $216,000 | $160 | -47% |
Home value appreciation in Warren County
Home prices in Warren County have risen about 103% over the last 10 years (≈7.3% a year) and +93.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.0% — still rising. A home worth $407,000 today was worth roughly $200,295 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Warren County
Run the numbers for Warren County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Warren County
To buy the typical $407,000 home in Warren County with 20% down, you need a household income of roughly $111,000 a year (about $2,580 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $132,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,400 | $3,210/mo | $138,000/yr |
| 10% (+PMI) | $40,700 | $3,070/mo | $132,000/yr |
| 20% | $81,400 | $2,580/mo | $111,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Warren County
At about $205 per square foot, here is roughly how much home different budgets get you in Warren County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 980 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1220 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1460 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1950 sq ft | around the typical home here |
| $500k | 2440 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Warren County
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Warren County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.