Preble County, OH Average Home Price (2026)
The average home price in Preble County, Ohio is about $204,500 (the 2026 median across 10 ZIP codes, at ~$173/sq ft) — 9% more affordable than the Ohio median and 29% more affordable than the typical U.S. home.
How Preble County compares
Preble County is relatively affordable for housing nationally: its typical home costs $204,500 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $149,000 to $255,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Preble County | $204,500 | $173 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Preble County home prices by ZIP code
The 10 most valuable ZIP codes in Preble County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 45320 Eaton | $255,000 | $186 | +25% |
| 45338 Lewisburg | $253,000 | $194 | +24% |
| 45381 West Alexandria | $241,000 | $172 | +18% |
| 45311 Camden | $211,000 | $188 | +3% |
| 45347 New Paris | $205,000 | $168 | +0% |
| 45382 New Madison | $204,000 | $108 | +0% |
| 45003 College Corner | $193,000 | $206 | -6% |
| 45321 Eldorado | $175,000 | $108 | -14% |
| 45330 Gratis | $156,000 | $82 | -24% |
| 45378 Verona | $149,000 | $173 | -27% |
Home value appreciation in Preble County
Home prices in Preble County have risen about 100% over the last 10 years (≈7.2% a year) and +79.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.4% — still rising. A home worth $204,500 today was worth roughly $102,404 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Preble County
Run the numbers for Preble County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Preble County
To buy the typical $204,500 home in Preble County with 20% down, you need a household income of roughly $56,000 a year (about $1,300 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $66,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,200 | $1,610/mo | $69,000/yr |
| 10% (+PMI) | $20,500 | $1,540/mo | $66,000/yr |
| 20% | $40,900 | $1,300/mo | $56,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Preble County
At about $173 per square foot, here is roughly how much home different budgets get you in Preble County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 870 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1160 sq ft | around the typical home here |
| $250k | 1450 sq ft | around the typical home here |
| $300k | 1730 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2310 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Preble County
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Preble County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.