Paulding County, OH Average Home Price (2026)
The average home price in Paulding County, Ohio is about $166,000 (the 2026 median across 8 ZIP codes, at ~$123/sq ft) — 26% more affordable than the Ohio median and 43% more affordable than the typical U.S. home.
How Paulding County compares
Paulding County is relatively affordable for housing nationally: its typical home costs $166,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $136,000 to $195,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Paulding County | $166,000 | $123 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Paulding County home prices by ZIP code
The 8 most valuable ZIP codes in Paulding County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 45821 Cecil | $195,000 | $371 | +17% |
| 45813 Antwerp | $178,000 | $164 | +7% |
| 45851 Haviland | $171,000 | $90 | +3% |
| 45880 Payne | $171,000 | $135 | +3% |
| 45849 Grover Hill | $161,000 | $85 | -3% |
| 45879 Paulding | $160,000 | $133 | -4% |
| 45873 Oakwood | $155,000 | $113 | -7% |
| 45886 Scott | $136,000 | $57 | -18% |
Home value appreciation in Paulding County
Home prices in Paulding County have risen about 89% over the last 10 years (≈6.6% a year) and +85.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.9% — still rising. A home worth $166,000 today was worth roughly $87,831 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Paulding County
Run the numbers for Paulding County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Paulding County
To buy the typical $166,000 home in Paulding County with 20% down, you need a household income of roughly $45,000 a year (about $1,050 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $54,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $8,300 | $1,310/mo | $56,000/yr |
| 10% (+PMI) | $16,600 | $1,250/mo | $54,000/yr |
| 20% | $33,200 | $1,050/mo | $45,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Paulding County
At about $123 per square foot, here is roughly how much home different budgets get you in Paulding County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1220 sq ft | around the typical home here |
| $200k | 1630 sq ft | around the typical home here |
| $250k | 2030 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2440 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Paulding County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Paulding County home prices: frequently asked
What is the average home price in Paulding County, OH? +
What salary do you need to buy a house in Paulding County? +
Which part of Paulding County is most expensive? +
Are home values in Paulding County going up? +
Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.