Jefferson County, OH Average Home Price (2026)
The average home price in Jefferson County, Ohio is about $118,000 (the 2026 median across 17 ZIP codes, at ~$106/sq ft) — 48% more affordable than the Ohio median and 59% more affordable than the typical U.S. home.
How Jefferson County compares
Jefferson County is relatively affordable for housing nationally: its typical home costs $118,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $84,000 to $291,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Jefferson County | $118,000 | $106 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Jefferson County home prices by ZIP code
The 15 most valuable ZIP codes in Jefferson County (of 17 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 43939 Mount Pleasant | $291,000 | $153 | +147% |
| 43961 Stratton | $236,000 | $124 | +100% |
| 43930 Hammondsville | $192,000 | $101 | +63% |
| 43910 Bloomingdale | $182,000 | $197 | +54% |
| 43953 Wintersville | $177,000 | $133 | +50% |
| 43944 Richmond | $168,000 | $145 | +42% |
| 43964 Toronto | $139,000 | $91 | +18% |
| 43948 Smithfield | $129,000 | $68 | +9% |
| 43943 Rayland | $118,000 | $102 | +0% |
| 43901 Dillonvale | $117,000 | $158 | -1% |
| 43952 Steubenville | $107,000 | $106 | -9% |
| 43971 Rayland | $105,000 | $141 | -11% |
| 43963 Tiltonsville | $95,000 | $81 | -19% |
| 43932 Irondale | $92,000 | $49 | -22% |
| 43938 Mingo Junction | $91,000 | $113 | -23% |
Home value appreciation in Jefferson County
Home prices in Jefferson County have risen about 86% over the last 10 years (≈6.4% a year) and +89.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +10.2% — still rising. A home worth $118,000 today was worth roughly $63,612 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Jefferson County
Run the numbers for Jefferson County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Jefferson County
To buy the typical $118,000 home in Jefferson County with 20% down, you need a household income of roughly $32,000 a year (about $750 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $38,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $5,900 | $930/mo | $40,000/yr |
| 10% (+PMI) | $11,800 | $890/mo | $38,000/yr |
| 20% | $23,600 | $750/mo | $32,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Jefferson County
At about $106 per square foot, here is roughly how much home different budgets get you in Jefferson County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1420 sq ft | around the typical home here |
| $200k | 1890 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2360 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Jefferson County
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Jefferson County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.