Holmes County, OH Average Home Price (2026)
The average home price in Holmes County, Ohio is about $320,500 (the 2026 median across 10 ZIP codes, at ~$187/sq ft) — 42% more expensive than the Ohio median and 11% more expensive than the typical U.S. home.
How Holmes County compares
Holmes County is about average for housing nationally: its typical home costs $320,500 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $238,000 to $427,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Holmes County | $320,500 | $187 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Holmes County home prices by ZIP code
The 10 most valuable ZIP codes in Holmes County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 44624 Dundee | $427,000 | $335 | +33% |
| 44627 Fredericksburg | $412,000 | $134 | +29% |
| 44654 Millersburg | $369,000 | $159 | +15% |
| 43804 Baltic | $363,000 | $191 | +13% |
| 44633 Holmesville | $346,000 | $182 | +8% |
| 44638 Lakeville | $295,000 | $224 | -8% |
| 44628 Glenmont | $273,000 | $229 | -15% |
| 44611 Big Prairie | $271,000 | $148 | -15% |
| 44689 Dundee | $240,000 | $126 | -25% |
| 44637 Killbuck | $238,000 | $270 | -26% |
Home value appreciation in Holmes County
Home prices in Holmes County have risen about 83% over the last 10 years (≈6.2% a year) and +91.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -2.7% — a recent dip. A home worth $320,500 today was worth roughly $174,945 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Holmes County
Run the numbers for Holmes County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Holmes County
To buy the typical $320,500 home in Holmes County with 20% down, you need a household income of roughly $87,000 a year (about $2,030 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $104,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $16,000 | $2,530/mo | $108,000/yr |
| 10% (+PMI) | $32,100 | $2,420/mo | $104,000/yr |
| 20% | $64,100 | $2,030/mo | $87,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Holmes County
At about $187 per square foot, here is roughly how much home different budgets get you in Holmes County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 800 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1340 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1600 sq ft | around the typical home here |
| $400k | 2140 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Holmes County
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Holmes County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.