Henry County, OH Average Home Price (2026)
The average home price in Henry County, Ohio is about $195,500 (the 2026 median across 8 ZIP codes, at ~$133/sq ft) — 13% more affordable than the Ohio median and 32% more affordable than the typical U.S. home.
How Henry County compares
Henry County is relatively affordable for housing nationally: its typical home costs $195,500 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $175,000 to $246,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Henry County | $195,500 | $133 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Henry County home prices by ZIP code
The 8 most valuable ZIP codes in Henry County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 43532 Liberty Center | $246,000 | $151 | +26% |
| 43545 Napoleon | $216,000 | $170 | +10% |
| 43535 Malinta | $210,000 | $110 | +7% |
| 43534 Mc Clure | $197,000 | $213 | +1% |
| 43548 New Bavaria | $194,000 | $102 | -1% |
| 43524 Hamler | $192,000 | $144 | -2% |
| 43516 Deshler | $180,000 | $104 | -8% |
| 43527 Holgate | $175,000 | $122 | -10% |
Home value appreciation in Henry County
Home prices in Henry County have risen about 73% over the last 10 years (≈5.6% a year) and +61.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.3% — still rising. A home worth $195,500 today was worth roughly $112,940 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Henry County
Run the numbers for Henry County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Henry County
To buy the typical $195,500 home in Henry County with 20% down, you need a household income of roughly $53,000 a year (about $1,240 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $63,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,800 | $1,540/mo | $66,000/yr |
| 10% (+PMI) | $19,600 | $1,470/mo | $63,000/yr |
| 20% | $39,100 | $1,240/mo | $53,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Henry County
At about $133 per square foot, here is roughly how much home different budgets get you in Henry County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1500 sq ft | around the typical home here |
| $250k | 1880 sq ft | around the typical home here |
| $300k | 2260 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3010 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Henry County
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Henry County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.