Darke County, OH Average Home Price (2026)
The average home price in Darke County, Ohio is about $214,000 (the 2026 median across 14 ZIP codes, at ~$139/sq ft) — 5% more affordable than the Ohio median and 26% more affordable than the typical U.S. home.
How Darke County compares
Darke County is relatively affordable for housing nationally: its typical home costs $214,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $148,000 to $356,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Darke County | $214,000 | $139 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Darke County home prices by ZIP code
The 14 most valuable ZIP codes in Darke County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 45388 Yorkshire | $356,000 | $188 | +66% |
| 45380 Versailles | $308,000 | $130 | +44% |
| 45348 North Star | $288,000 | $152 | +35% |
| 45351 Osgood | $273,000 | $144 | +28% |
| 45362 New Weston | $272,000 | $143 | +27% |
| 45304 Arcanum | $246,000 | $159 | +15% |
| 45308 Bradford | $215,000 | $159 | +0% |
| 45346 New Madison | $213,000 | $113 | +0% |
| 45331 Greenville | $203,000 | $149 | -5% |
| 45358 Pitsburg | $198,000 | $105 | -7% |
| 45303 Ansonia | $188,000 | $134 | -12% |
| 45390 Union City | $154,000 | $130 | -28% |
| 45328 Gettysburg | $151,000 | $74 | -29% |
| 45332 Hollansburg | $148,000 | $78 | -31% |
Home value appreciation in Darke County
Home prices in Darke County have risen about 95% over the last 10 years (≈6.9% a year) and +87.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +8.7% — still rising. A home worth $214,000 today was worth roughly $109,800 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Darke County
Run the numbers for Darke County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Darke County
To buy the typical $214,000 home in Darke County with 20% down, you need a household income of roughly $58,000 a year (about $1,360 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $69,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,700 | $1,690/mo | $72,000/yr |
| 10% (+PMI) | $21,400 | $1,610/mo | $69,000/yr |
| 20% | $42,800 | $1,360/mo | $58,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Darke County
At about $139 per square foot, here is roughly how much home different budgets get you in Darke County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1440 sq ft | around the typical home here |
| $250k | 1800 sq ft | around the typical home here |
| $300k | 2160 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2880 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Darke County
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Darke County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.