Clermont County, OH Average Home Price (2026)
The average home price in Clermont County, Ohio is about $307,000 (the 2026 median across 13 ZIP codes, at ~$189/sq ft) — 36% more expensive than the Ohio median and 6% more expensive than the typical U.S. home.
How Clermont County compares
Clermont County is about average for housing nationally: its typical home costs $307,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $205,000 to $444,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Clermont County | $307,000 | $189 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Clermont County home prices by ZIP code
The 13 most valuable ZIP codes in Clermont County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 45140 Loveland | $444,000 | $213 | +45% |
| 45147 Miamiville | $433,000 | $228 | +41% |
| 45150 Milford | $337,000 | $210 | +10% |
| 45103 Batavia | $329,000 | $184 | +7% |
| 45245 Cincinnati | $327,000 | $215 | +7% |
| 45102 Amelia | $311,000 | $185 | +1% |
| 45157 New Richmond | $307,000 | $187 | +0% |
| 45122 Goshen | $303,000 | $189 | -1% |
| 45176 Williamsburg | $273,000 | $230 | -11% |
| 45153 Moscow | $266,000 | $294 | -13% |
| 45106 Bethel | $261,000 | $179 | -15% |
| 45120 Felicity | $237,000 | $185 | -23% |
| 45160 Owensville | $205,000 | $188 | -33% |
Home value appreciation in Clermont County
Home prices in Clermont County have risen about 110% over the last 10 years (≈7.7% a year) and +97.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.6% — still rising. A home worth $307,000 today was worth roughly $146,330 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Clermont County
Run the numbers for Clermont County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Clermont County
To buy the typical $307,000 home in Clermont County with 20% down, you need a household income of roughly $84,000 a year (about $1,950 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $99,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,400 | $2,420/mo | $104,000/yr |
| 10% (+PMI) | $30,700 | $2,320/mo | $99,000/yr |
| 20% | $61,400 | $1,950/mo | $84,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Clermont County
At about $189 per square foot, here is roughly how much home different budgets get you in Clermont County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 790 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1320 sq ft | around the typical home here |
| $300k | 1590 sq ft | around the typical home here |
| $400k | 2120 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Clermont County
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Clermont County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.