Belmont County, OH Average Home Price (2026)

The average home price in Belmont County, Ohio is about $128,000 (the 2026 median across 12 ZIP codes, at ~$120/sq ft) — 43% more affordable than the Ohio median and 56% more affordable than the typical U.S. home.

$128,000
Median home value
$120
Median price / sq ft
12
ZIP codes with data
-43%
vs Ohio median

How Belmont County compares

Belmont County is relatively affordable for housing nationally: its typical home costs $128,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $90,000 to $207,000.

AreaTypical value$ / sq ft
Belmont County$128,000$120
Ohio$225,500$160
United States$289,000$193

Belmont County home prices by ZIP code

The 12 most valuable ZIP codes in Belmont County (of 12 with data):

ZIP codeTypical value$ / sq ftvs county
43950 Saint Clairsville$207,000$124+62%
43718 Belmont$195,000$118+52%
43947 Shadyside$146,000$121+14%
43713 Barnesville$144,000$123+13%
43719 Bethesda$143,000$204+12%
43933 Jacobsburg$143,000$110+12%
43759 Morristown$113,000$59-12%
43983 Piedmont$113,000$202-12%
43977 Piedmont$99,000$160-23%
43935 Martins Ferry$95,000$72-26%
43912 Bridgeport$91,000$88-29%
43906 Bellaire$90,000$95-30%

Home value appreciation in Belmont County

Home prices in Belmont County have risen about 53% over the last 10 years (≈4.3% a year) and +79.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.6% — still rising. A home worth $128,000 today was worth roughly $83,879 ten years ago.

+2.6%
1-year change
+35.7%
5-year change
+52.6%
10-year change
+79.2%
20-year change

See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.

Calculators for Belmont County

Run the numbers for Belmont County with the local rates already filled in — change any input to test your own situation.

Salary needed to buy a home in Belmont County

To buy the typical $128,000 home in Belmont County with 20% down, you need a household income of roughly $35,000 a year (about $810 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $41,000, because the loan is bigger and mortgage insurance kicks in.

Down paymentCash downMonthly paymentIncome needed
5% (+PMI)$6,400$1,010/mo$43,000/yr
10% (+PMI)$12,800$970/mo$41,000/yr
20%$25,600$810/mo$35,000/yr

Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.

What your budget buys in Belmont County

At about $120 per square foot, here is roughly how much home different budgets get you in Belmont County:

BudgetApprox. sizeWhat that looks like locally
$150k1250 sq ftaround the typical home here
$200k1670 sq ftabove the median — larger homes or the pricier ZIPs
$250k2080 sq ftabove the median — larger homes or the pricier ZIPs
$300k2500 sq ftabove the median — larger homes or the pricier ZIPs

Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.

Estimate a specific home in Belmont County

Enter your ZIP and size for an instant estimate tailored to your exact area:

Belmont County home prices: frequently asked

What is the average home price in Belmont County, OH? +
The typical home in Belmont County, Ohio is worth about $128,000 as of 2026 (the median across its 12 ZIP codes with data), at roughly $120 per square foot — 43% more affordable than the Ohio median of $225,500 and 56% more affordable than the U.S. median.
What salary do you need to buy a house in Belmont County? +
For the typical $128,000 home in Belmont County, a household income of about $35,000 a year covers the payment with 20% down (a 30-year fixed at 6.5%, plus taxes and insurance, under the 28% rule). With 10% down you need roughly $41,000; with 5% down about $43,000.
Which part of Belmont County is most expensive? +
Among the ZIP codes we track, 43950 (Saint Clairsville) is the priciest at about $207,000 and 43906 (Bellaire) the most affordable at about $90,000 — a 2.3× spread inside one county.
Are home values in Belmont County going up? +
Over the last 10 years home prices in Belmont County changed about +52.6% (≈4.3% a year), and +2.6% in the latest year, according to the FHFA house price index through 2025. Over 20 years: +79.2%. Past gains are not a guarantee of future ones.

Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.

Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.