Ashtabula County, OH Average Home Price (2026)
The average home price in Ashtabula County, Ohio is about $215,500 (the 2026 median across 14 ZIP codes, at ~$170/sq ft) — 4% more affordable than the Ohio median and 25% more affordable than the typical U.S. home.
How Ashtabula County compares
Ashtabula County is about average for housing nationally: its typical home costs $215,500 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $154,000 to $314,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ashtabula County | $215,500 | $170 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Ashtabula County home prices by ZIP code
The 14 most valuable ZIP codes in Ashtabula County (of 14 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 44099 Windsor | $314,000 | $43 | +46% |
| 44010 Austinburg | $278,000 | $158 | +29% |
| 44084 Rock Creek | $278,000 | $165 | +29% |
| 44085 Rome | $255,000 | $174 | +18% |
| 44076 Orwell | $235,000 | $191 | +9% |
| 44047 Jefferson | $232,000 | $152 | +8% |
| 44048 Kingsville | $222,000 | $236 | +3% |
| 44041 Geneva | $209,000 | $180 | -3% |
| 44082 Pierpont | $198,000 | $147 | -8% |
| 44068 North Kingsville | $193,000 | $220 | -10% |
| 44032 Dorset | $192,000 | $301 | -11% |
| 44093 Williamsfield | $177,000 | $278 | -18% |
| 44004 Ashtabula | $156,000 | $154 | -28% |
| 44030 Conneaut | $154,000 | $107 | -29% |
Home value appreciation in Ashtabula County
Home prices in Ashtabula County have risen about 83% over the last 10 years (≈6.3% a year) and +61.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.5% — still rising. A home worth $215,500 today was worth roughly $117,567 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ashtabula County
Run the numbers for Ashtabula County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ashtabula County
To buy the typical $215,500 home in Ashtabula County with 20% down, you need a household income of roughly $59,000 a year (about $1,370 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $70,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,800 | $1,700/mo | $73,000/yr |
| 10% (+PMI) | $21,600 | $1,630/mo | $70,000/yr |
| 20% | $43,100 | $1,370/mo | $59,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ashtabula County
At about $170 per square foot, here is roughly how much home different budgets get you in Ashtabula County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 880 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1180 sq ft | around the typical home here |
| $250k | 1470 sq ft | around the typical home here |
| $300k | 1760 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2350 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Ashtabula County
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Ashtabula County home prices: frequently asked
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Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.