Ashland County, OH Average Home Price (2026)
The average home price in Ashland County, Ohio is about $259,000 (the 2026 median across 8 ZIP codes, at ~$148/sq ft) — 15% more expensive than the Ohio median and 10% more affordable than the typical U.S. home.
How Ashland County compares
Ashland County is about average for housing nationally: its typical home costs $259,000 against $225,500 for Ohio and $289,000 for the U.S. Within the county, ZIP-level values run from about $183,000 to $308,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Ashland County | $259,000 | $148 |
| Ohio | $225,500 | $160 |
| United States | $289,000 | $193 |
Ashland County home prices by ZIP code
The 8 most valuable ZIP codes in Ashland County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 44859 Nova | $308,000 | $109 | +19% |
| 44840 Jeromesville | $291,000 | $147 | +12% |
| 44880 Sullivan | $291,000 | $276 | +12% |
| 44866 Polk | $266,000 | $140 | +3% |
| 44864 Perrysville | $252,000 | $215 | -3% |
| 44842 Loudonville | $237,000 | $148 | -8% |
| 44805 Ashland | $234,000 | $161 | -10% |
| 44838 Hayesville | $183,000 | $142 | -29% |
Home value appreciation in Ashland County
Home prices in Ashland County have risen about 99% over the last 10 years (≈7.1% a year) and +79.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $259,000 today was worth roughly $130,085 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Ohio is +93.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Ashland County
Run the numbers for Ashland County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Ashland County
To buy the typical $259,000 home in Ashland County with 20% down, you need a household income of roughly $70,000 a year (about $1,640 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $84,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,000 | $2,040/mo | $88,000/yr |
| 10% (+PMI) | $25,900 | $1,950/mo | $84,000/yr |
| 20% | $51,800 | $1,640/mo | $70,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Ashland County
At about $148 per square foot, here is roughly how much home different budgets get you in Ashland County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1010 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1690 sq ft | around the typical home here |
| $300k | 2030 sq ft | around the typical home here |
| $400k | 2700 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Ohio.
Estimate a specific home in Ashland County
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Ashland County home prices: frequently asked
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Browse all Ohio cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.