Northampton County, NC Average Home Price (2026)
The average home price in Northampton County, North Carolina is about $94,000 (the 2026 median across 11 ZIP codes, at ~$113/sq ft) — 67% more affordable than the North Carolina median and 67% more affordable than the typical U.S. home.
How Northampton County compares
Northampton County is relatively affordable for housing nationally: its typical home costs $94,000 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $78,000 to $556,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Northampton County | $94,000 | $113 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Northampton County home prices by ZIP code
The 11 most valuable ZIP codes in Northampton County (of 11 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 27842 Henrico | $556,000 | $265 | +491% |
| 27862 Pendleton | $117,000 | $62 | +24% |
| 27820 Conway | $109,000 | $206 | +16% |
| 27845 Jackson | $105,000 | $136 | +12% |
| 27832 Gaston | $103,000 | $118 | +10% |
| 27853 Pendleton | $94,000 | $49 | +0% |
| 27897 Woodland | $94,000 | $113 | +0% |
| 27866 Pleasant Hill | $93,000 | $49 | -1% |
| 27876 Seaboard | $91,000 | $67 | -3% |
| 27869 Rich Square | $80,000 | $114 | -15% |
| 27831 Gaston | $78,000 | $37 | -17% |
Home value appreciation in Northampton County
Home prices in Northampton County have risen about 38% over the last 10 years (≈3.2% a year) and +25.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at -16.7% — a recent dip. A home worth $94,000 today was worth roughly $68,314 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Northampton County
Run the numbers for Northampton County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Northampton County
To buy the typical $94,000 home in Northampton County with 20% down, you need a household income of roughly $26,000 a year (about $600 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $30,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $4,700 | $740/mo | $32,000/yr |
| 10% (+PMI) | $9,400 | $710/mo | $30,000/yr |
| 20% | $18,800 | $600/mo | $26,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Northampton County
At about $113 per square foot, here is roughly how much home different budgets get you in Northampton County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1330 sq ft | above the median — larger homes or the pricier ZIPs |
| $200k | 1770 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2210 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2650 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Northampton County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Northampton County home prices: frequently asked
What is the average home price in Northampton County, NC? +
What salary do you need to buy a house in Northampton County? +
Which part of Northampton County is most expensive? +
Are home values in Northampton County going up? +
Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.