Iredell County, NC Average Home Price (2026)
The average home price in Iredell County, North Carolina is about $346,000 (the 2026 median across 9 ZIP codes, at ~$195/sq ft) — 21% more expensive than the North Carolina median and 20% more expensive than the typical U.S. home.
How Iredell County compares
Iredell County is about average for housing nationally: its typical home costs $346,000 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $271,000 to $629,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Iredell County | $346,000 | $195 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Iredell County home prices by ZIP code
The 9 most valuable ZIP codes in Iredell County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 28117 Mooresville | $629,000 | $264 | +82% |
| 28115 Mooresville | $401,000 | $195 | +16% |
| 28166 Troutman | $389,000 | $198 | +12% |
| 28660 Olin | $349,000 | $251 | +1% |
| 28689 Union Grove | $346,000 | $350 | +0% |
| 28625 Statesville | $308,000 | $187 | -11% |
| 28634 Harmony | $282,000 | $183 | -18% |
| 28677 Statesville | $279,000 | $181 | -19% |
| 28678 Stony Point | $271,000 | $191 | -22% |
Home value appreciation in Iredell County
Home prices in Iredell County have risen about 107% over the last 10 years (≈7.5% a year) and +122.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.6% — still rising. A home worth $346,000 today was worth roughly $167,069 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Iredell County
Run the numbers for Iredell County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Iredell County
To buy the typical $346,000 home in Iredell County with 20% down, you need a household income of roughly $94,000 a year (about $2,200 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $112,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,300 | $2,730/mo | $117,000/yr |
| 10% (+PMI) | $34,600 | $2,610/mo | $112,000/yr |
| 20% | $69,200 | $2,200/mo | $94,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Iredell County
At about $195 per square foot, here is roughly how much home different budgets get you in Iredell County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1280 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1540 sq ft | around the typical home here |
| $400k | 2050 sq ft | around the typical home here |
| $500k | 2560 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Iredell County
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Iredell County home prices: frequently asked
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Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.