Harnett County, NC Average Home Price (2026)
The average home price in Harnett County, North Carolina is about $286,000 (the 2026 median across 9 ZIP codes, at ~$166/sq ft) — about the same as the North Carolina median and 1% more affordable than the typical U.S. home.
How Harnett County compares
Harnett County is about average for housing nationally: its typical home costs $286,000 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $196,000 to $435,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Harnett County | $286,000 | $166 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Harnett County home prices by ZIP code
The 9 most valuable ZIP codes in Harnett County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 27526 Fuquay Varina | $435,000 | $210 | +52% |
| 27501 Angier | $328,000 | $182 | +15% |
| 28326 Cameron | $316,000 | $163 | +10% |
| 27546 Lillington | $288,000 | $166 | +1% |
| 28323 Bunnlevel | $286,000 | $159 | +0% |
| 27505 Broadway | $271,000 | $190 | -5% |
| 28390 Spring Lake | $244,000 | $156 | -15% |
| 27521 Coats | $237,000 | $181 | -17% |
| 28339 Erwin | $196,000 | $164 | -31% |
Home value appreciation in Harnett County
Home prices in Harnett County have risen about 97% over the last 10 years (≈7.0% a year) and +111.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.4% — still rising. A home worth $286,000 today was worth roughly $145,104 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Harnett County
Run the numbers for Harnett County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Harnett County
To buy the typical $286,000 home in Harnett County with 20% down, you need a household income of roughly $78,000 a year (about $1,820 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $92,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,300 | $2,260/mo | $97,000/yr |
| 10% (+PMI) | $28,600 | $2,160/mo | $92,000/yr |
| 20% | $57,200 | $1,820/mo | $78,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Harnett County
At about $166 per square foot, here is roughly how much home different budgets get you in Harnett County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 900 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1200 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1510 sq ft | around the typical home here |
| $300k | 1810 sq ft | around the typical home here |
| $400k | 2410 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Harnett County
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Harnett County home prices: frequently asked
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Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.