Craven County, NC Average Home Price (2026)
The average home price in Craven County, North Carolina is about $225,500 (the 2026 median across 8 ZIP codes, at ~$184/sq ft) — 21% more affordable than the North Carolina median and 22% more affordable than the typical U.S. home.
How Craven County compares
Craven County is about average for housing nationally: its typical home costs $225,500 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $134,000 to $469,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Craven County | $225,500 | $184 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Craven County home prices by ZIP code
The 8 most valuable ZIP codes in Craven County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 28519 Bridgeton | $469,000 | $247 | +108% |
| 28562 Trent Woods | $317,000 | $191 | +41% |
| 28560 New Bern | $269,000 | $183 | +19% |
| 28532 Havelock | $233,000 | $178 | +3% |
| 28527 Ernul | $218,000 | $115 | -3% |
| 28586 Vanceboro | $194,000 | $184 | -14% |
| 28523 Cove City | $185,000 | $271 | -18% |
| 28526 Dover | $134,000 | $58 | -41% |
Home value appreciation in Craven County
Home prices in Craven County have risen about 99% over the last 10 years (≈7.1% a year) and +96.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.8% — still rising. A home worth $225,500 today was worth roughly $113,602 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Craven County
Run the numbers for Craven County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Craven County
To buy the typical $225,500 home in Craven County with 20% down, you need a household income of roughly $61,000 a year (about $1,430 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $73,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,300 | $1,780/mo | $76,000/yr |
| 10% (+PMI) | $22,600 | $1,700/mo | $73,000/yr |
| 20% | $45,100 | $1,430/mo | $61,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Craven County
At about $184 per square foot, here is roughly how much home different budgets get you in Craven County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 820 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1090 sq ft | around the typical home here |
| $250k | 1360 sq ft | around the typical home here |
| $300k | 1630 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2170 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Craven County
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Craven County home prices: frequently asked
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Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.