Chatham County, NC Average Home Price (2026)
The average home price in Chatham County, North Carolina is about $418,000 (the 2026 median across 9 ZIP codes, at ~$258/sq ft) — 46% more expensive than the North Carolina median and 45% more expensive than the typical U.S. home.
How Chatham County compares
Chatham County is relatively expensive for housing nationally: its typical home costs $418,000 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $223,000 to $727,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Chatham County | $418,000 | $258 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Chatham County home prices by ZIP code
The 9 most valuable ZIP codes in Chatham County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 27523 Apex | $727,000 | $258 | +74% |
| 27562 New Hill | $678,000 | $252 | +62% |
| 27517 Chapel Hill | $662,000 | $268 | +58% |
| 27312 Pittsboro | $564,000 | $278 | +35% |
| 27559 Moncure | $418,000 | $274 | +0% |
| 27207 Bear Creek | $311,000 | $317 | -26% |
| 27252 Goldston | $284,000 | $200 | -32% |
| 27344 Siler City | $262,000 | $216 | -37% |
| 27208 Bennett | $223,000 | $218 | -47% |
Home value appreciation in Chatham County
Home prices in Chatham County have risen about 104% over the last 10 years (≈7.4% a year) and +127.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.0% — still rising. A home worth $418,000 today was worth roughly $204,802 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Chatham County
Run the numbers for Chatham County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Chatham County
To buy the typical $418,000 home in Chatham County with 20% down, you need a household income of roughly $114,000 a year (about $2,650 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $135,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $20,900 | $3,300/mo | $141,000/yr |
| 10% (+PMI) | $41,800 | $3,150/mo | $135,000/yr |
| 20% | $83,600 | $2,650/mo | $114,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Chatham County
At about $258 per square foot, here is roughly how much home different budgets get you in Chatham County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 780 sq ft | below the local median — condos, smaller or older homes |
| $250k | 970 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1160 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1550 sq ft | around the typical home here |
| $500k | 1940 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Chatham County
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Chatham County home prices: frequently asked
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Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.