Beaufort County, NC Average Home Price (2026)
The average home price in Beaufort County, North Carolina is about $217,000 (the 2026 median across 8 ZIP codes, at ~$187/sq ft) — 24% more affordable than the North Carolina median and 25% more affordable than the typical U.S. home.
How Beaufort County compares
Beaufort County is about average for housing nationally: its typical home costs $217,000 against $287,000 for North Carolina and $289,000 for the U.S. Within the county, ZIP-level values run from about $131,000 to $390,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Beaufort County | $217,000 | $187 |
| North Carolina | $287,000 | $203 |
| United States | $289,000 | $193 |
Beaufort County home prices by ZIP code
The 8 most valuable ZIP codes in Beaufort County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 27865 Pinetown | $390,000 | $205 | +80% |
| 27808 Bath | $339,000 | $267 | +56% |
| 27817 Chocowinity | $299,000 | $198 | +38% |
| 27889 Washington | $243,000 | $176 | +12% |
| 27814 Blounts Creek | $191,000 | $223 | -12% |
| 27821 Edward | $175,000 | $92 | -19% |
| 27860 Pantego | $148,000 | $104 | -32% |
| 27806 Aurora | $131,000 | $148 | -40% |
Home value appreciation in Beaufort County
Home prices in Beaufort County have risen about 99% over the last 10 years (≈7.1% a year) and +104.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.3% — still rising. A home worth $217,000 today was worth roughly $109,265 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, North Carolina is +106.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Beaufort County
Run the numbers for Beaufort County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Beaufort County
To buy the typical $217,000 home in Beaufort County with 20% down, you need a household income of roughly $59,000 a year (about $1,380 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $70,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $10,900 | $1,710/mo | $73,000/yr |
| 10% (+PMI) | $21,700 | $1,640/mo | $70,000/yr |
| 20% | $43,400 | $1,380/mo | $59,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Beaufort County
At about $187 per square foot, here is roughly how much home different budgets get you in Beaufort County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 800 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1070 sq ft | around the typical home here |
| $250k | 1340 sq ft | around the typical home here |
| $300k | 1600 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to North Carolina.
Estimate a specific home in Beaufort County
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Beaufort County home prices: frequently asked
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Browse all North Carolina cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.