Westchester County, NY Average Home Price (2026)
The average home price in Westchester County, New York is about $906,000 (the 2026 median across 70 ZIP codes, at ~$429/sq ft) — 172% more expensive than the New York median and 213% more expensive than the typical U.S. home.
How Westchester County compares
Westchester County is relatively expensive for housing nationally: its typical home costs $906,000 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $493,000 to $2,374,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Westchester County | $906,000 | $429 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Cities in Westchester County
Cities with their own home-value page, largest first:
Westchester County home prices by ZIP code
The 15 most valuable ZIP codes in Westchester County (of 70 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 10580 Rye | $2,374,000 | $731 | +162% |
| 10577 Purchase | $2,307,000 | $561 | +155% |
| 10538 Larchmont | $1,779,000 | $562 | +96% |
| 10504 Armonk | $1,756,000 | $513 | +94% |
| 10597 Waccabuc | $1,698,000 | $340 | +87% |
| 10506 Bedford | $1,671,000 | $504 | +84% |
| 10583 Scarsdale | $1,604,000 | $451 | +77% |
| 10514 Chappaqua | $1,577,000 | $576 | +74% |
| 10528 Harrison | $1,492,000 | $506 | +65% |
| 10576 Pound Ridge | $1,492,000 | $524 | +65% |
| 10803 Pelham | $1,455,000 | $468 | +61% |
| 10533 Irvington | $1,308,000 | $571 | +44% |
| 10804 New Rochelle | $1,258,000 | $428 | +39% |
| 10510 Briarcliff Manor | $1,176,000 | $467 | +30% |
| 10706 Hastings on Hudson | $1,174,000 | $511 | +30% |
Home value appreciation in Westchester County
Home prices in Westchester County have risen about 62% over the last 10 years (≈5.0% a year) and +47.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.7% — still rising. A home worth $906,000 today was worth roughly $558,226 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Westchester County
Run the numbers for Westchester County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Westchester County
To buy the typical $906,000 home in Westchester County with 20% down, you need a household income of roughly $246,000 a year (about $5,750 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $293,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $45,300 | $7,150/mo | $306,000/yr |
| 10% (+PMI) | $90,600 | $6,830/mo | $293,000/yr |
| 20% | $181,200 | $5,750/mo | $246,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Westchester County
At about $429 per square foot, here is roughly how much home different budgets get you in Westchester County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $500k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1400 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1750 sq ft | around the typical home here |
| $1.00M | 2330 sq ft | around the typical home here |
| $1.50M | 3500 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Westchester County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Westchester County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.