Washington County, NY Average Home Price (2026)
The average home price in Washington County, New York is about $269,000 (the 2026 median across 20 ZIP codes, at ~$197/sq ft) — 19% more affordable than the New York median and 7% more affordable than the typical U.S. home.
How Washington County compares
Washington County is about average for housing nationally: its typical home costs $269,000 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $173,000 to $1,772,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Washington County | $269,000 | $197 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Washington County home prices by ZIP code
The 15 most valuable ZIP codes in Washington County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 12844 Katskill Bay | $1,772,000 | $1126 | +559% |
| 12841 Huletts Landing | $637,000 | $335 | +137% |
| 12823 Cossayuna | $316,000 | $166 | +17% |
| 12834 Greenwich | $305,000 | $196 | +13% |
| 12873 Shushan | $297,000 | $225 | +10% |
| 12028 Buskirk | $296,000 | $84 | +10% |
| 12827 Fort Ann | $281,000 | $360 | +4% |
| 12828 Fort Edward | $280,000 | $233 | +4% |
| 12809 Argyle | $276,000 | $322 | +3% |
| 12057 Eagle Bridge | $269,000 | $206 | +0% |
| 12849 Middle Granville | $269,000 | $69 | +0% |
| 12816 Cambridge | $262,000 | $198 | -3% |
| 12819 Clemons | $250,000 | $359 | -7% |
| 12821 Comstock | $242,000 | $287 | -10% |
| 12839 Hudson Falls | $238,000 | $147 | -12% |
Home value appreciation in Washington County
Home prices in Washington County have risen about 69% over the last 10 years (≈5.4% a year) and +80.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.9% — still rising. A home worth $269,000 today was worth roughly $159,172 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Washington County
Run the numbers for Washington County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Washington County
To buy the typical $269,000 home in Washington County with 20% down, you need a household income of roughly $73,000 a year (about $1,710 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $87,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,500 | $2,120/mo | $91,000/yr |
| 10% (+PMI) | $26,900 | $2,030/mo | $87,000/yr |
| 20% | $53,800 | $1,710/mo | $73,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Washington County
At about $197 per square foot, here is roughly how much home different budgets get you in Washington County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 760 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1020 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1270 sq ft | around the typical home here |
| $300k | 1520 sq ft | around the typical home here |
| $400k | 2030 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Washington County
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Washington County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.