Warren County, NY Average Home Price (2026)
The average home price in Warren County, New York is about $385,000 (the 2026 median across 21 ZIP codes, at ~$268/sq ft) — 16% more expensive than the New York median and 33% more expensive than the typical U.S. home.
How Warren County compares
Warren County is relatively expensive for housing nationally: its typical home costs $385,000 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $241,000 to $1,966,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Warren County | $385,000 | $268 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Warren County home prices by ZIP code
The 15 most valuable ZIP codes in Warren County (of 21 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 12820 Queensbury | $1,966,000 | $1035 | +411% |
| 12874 Silver Bay | $1,032,000 | $777 | +168% |
| 12824 Diamond Point | $802,000 | $417 | +108% |
| 12814 Bolton Landing | $779,000 | $740 | +102% |
| 12808 Adirondack | $609,000 | $480 | +58% |
| 12836 Hague | $581,000 | $261 | +51% |
| 12845 Lake George | $552,000 | $349 | +43% |
| 12811 Bakers Mills | $473,000 | $249 | +23% |
| 12815 Brant Lake | $447,000 | $306 | +16% |
| 12804 Queensbury | $395,000 | $257 | +3% |
| 12817 Chestertown | $385,000 | $282 | +0% |
| 12856 Wells | $342,000 | $438 | -11% |
| 12846 Lake Luzerne | $321,000 | $294 | -17% |
| 12853 North Creek | $317,000 | $255 | -18% |
| 12886 Wevertown | $314,000 | $231 | -18% |
Home value appreciation in Warren County
Home prices in Warren County have risen about 76% over the last 10 years (≈5.8% a year) and +85.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +10.5% — still rising. A home worth $385,000 today was worth roughly $218,999 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Warren County
Run the numbers for Warren County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Warren County
To buy the typical $385,000 home in Warren County with 20% down, you need a household income of roughly $105,000 a year (about $2,440 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $124,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,300 | $3,040/mo | $130,000/yr |
| 10% (+PMI) | $38,500 | $2,900/mo | $124,000/yr |
| 20% | $77,000 | $2,440/mo | $105,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Warren County
At about $268 per square foot, here is roughly how much home different budgets get you in Warren County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 750 sq ft | below the local median — condos, smaller or older homes |
| $250k | 930 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1490 sq ft | around the typical home here |
| $500k | 1870 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Warren County
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Warren County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.