Tompkins County, NY Average Home Price (2026)
The average home price in Tompkins County, New York is about $296,500 (the 2026 median across 8 ZIP codes, at ~$211/sq ft) — 11% more affordable than the New York median and 3% more expensive than the typical U.S. home.
How Tompkins County compares
Tompkins County is about average for housing nationally: its typical home costs $296,500 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $244,000 to $411,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Tompkins County | $296,500 | $211 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Tompkins County home prices by ZIP code
The 8 most valuable ZIP codes in Tompkins County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 14850 Ithaca | $411,000 | $220 | +39% |
| 14882 Lansing | $360,000 | $225 | +21% |
| 14886 Trumansburg | $338,000 | $219 | +14% |
| 13068 Freeville | $297,000 | $262 | +0% |
| 13053 Dryden | $296,000 | $163 | +0% |
| 14817 Brooktondale | $274,000 | $203 | -8% |
| 14867 Newfield | $263,000 | $141 | -11% |
| 13073 Groton | $244,000 | $173 | -18% |
Home value appreciation in Tompkins County
Home prices in Tompkins County have risen about 79% over the last 10 years (≈6.0% a year) and +115.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.7% — still rising. A home worth $296,500 today was worth roughly $165,365 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Tompkins County
Run the numbers for Tompkins County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Tompkins County
To buy the typical $296,500 home in Tompkins County with 20% down, you need a household income of roughly $81,000 a year (about $1,880 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $96,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,800 | $2,340/mo | $100,000/yr |
| 10% (+PMI) | $29,700 | $2,240/mo | $96,000/yr |
| 20% | $59,300 | $1,880/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Tompkins County
At about $211 per square foot, here is roughly how much home different budgets get you in Tompkins County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 710 sq ft | below the local median — condos, smaller or older homes |
| $200k | 950 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1180 sq ft | around the typical home here |
| $300k | 1420 sq ft | around the typical home here |
| $400k | 1900 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Tompkins County
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Tompkins County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.