Suffolk County, NY Average Home Price (2026)
The average home price in Suffolk County, New York is about $770,500 (the 2026 median across 104 ZIP codes, at ~$444/sq ft) — 131% more expensive than the New York median and 167% more expensive than the typical U.S. home.
How Suffolk County compares
Suffolk County is relatively expensive for housing nationally: its typical home costs $770,500 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $510,000 to $6,831,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Suffolk County | $770,500 | $444 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Suffolk County home prices by ZIP code
The 15 most valuable ZIP codes in Suffolk County (of 104 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 11962 Sagaponack | $6,831,000 | $1420 | +787% |
| 11976 Water Mill | $5,119,000 | $1235 | +564% |
| 11932 Bridgehampton | $4,810,000 | $1594 | +524% |
| 11975 Wainscott | $3,473,000 | $1199 | +351% |
| 11930 Amagansett | $3,388,000 | $1565 | +340% |
| 11959 Quogue | $2,901,000 | $1030 | +277% |
| 11963 Sag Harbor | $2,400,000 | $1369 | +211% |
| 11968 Southampton | $2,262,000 | $1063 | +194% |
| 11965 Shelter Island | $2,086,000 | $1212 | +171% |
| 11937 East Hampton | $2,076,000 | $1115 | +169% |
| 11954 Montauk | $2,031,000 | $1449 | +164% |
| 11724 Cold Spring Harbor | $1,893,000 | $673 | +146% |
| 11960 Remsenburg | $1,831,000 | $784 | +138% |
| 11964 Shelter Island | $1,797,000 | $974 | +133% |
| 11978 Westhampton Beach | $1,688,000 | $1038 | +119% |
Home value appreciation in Suffolk County
Home prices in Suffolk County have risen about 92% over the last 10 years (≈6.8% a year) and +63.0% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.4% — still rising. A home worth $770,500 today was worth roughly $400,676 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Suffolk County
Run the numbers for Suffolk County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Suffolk County
To buy the typical $770,500 home in Suffolk County with 20% down, you need a household income of roughly $210,000 a year (about $4,890 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $249,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $38,500 | $6,080/mo | $261,000/yr |
| 10% (+PMI) | $77,100 | $5,810/mo | $249,000/yr |
| 20% | $154,100 | $4,890/mo | $210,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Suffolk County
At about $444 per square foot, here is roughly how much home different budgets get you in Suffolk County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 900 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1130 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1350 sq ft | below the local median — condos, smaller or older homes |
| $750k | 1690 sq ft | around the typical home here |
| $1.00M | 2250 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Suffolk County
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Suffolk County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.