Schuyler County, NY Average Home Price (2026)
The average home price in Schuyler County, New York is about $232,000 (the 2026 median across 10 ZIP codes, at ~$156/sq ft) — 30% more affordable than the New York median and 20% more affordable than the typical U.S. home.
How Schuyler County compares
Schuyler County is about average for housing nationally: its typical home costs $232,000 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $174,000 to $358,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Schuyler County | $232,000 | $156 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Schuyler County home prices by ZIP code
The 10 most valuable ZIP codes in Schuyler County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 14841 Hector | $358,000 | $154 | +54% |
| 14818 Burdett | $303,000 | $143 | +31% |
| 14878 Rock Stream | $299,000 | $571 | +29% |
| 14815 Bradford | $278,000 | $284 | +20% |
| 14891 Watkins Glen | $240,000 | $226 | +3% |
| 14805 Alpine | $224,000 | $131 | -3% |
| 14865 Montour Falls | $209,000 | $157 | -10% |
| 14869 Odessa | $201,000 | $158 | -13% |
| 14812 Beaver Dams | $175,000 | $110 | -25% |
| 14824 Cayuta | $174,000 | $91 | -25% |
Home value appreciation in Schuyler County
Home prices in Schuyler County have risen about 101% over the last 10 years (≈7.2% a year) and +171.9% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +10.6% — still rising. A home worth $232,000 today was worth roughly $115,711 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Schuyler County
Run the numbers for Schuyler County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Schuyler County
To buy the typical $232,000 home in Schuyler County with 20% down, you need a household income of roughly $63,000 a year (about $1,470 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,600 | $1,830/mo | $78,000/yr |
| 10% (+PMI) | $23,200 | $1,750/mo | $75,000/yr |
| 20% | $46,400 | $1,470/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Schuyler County
At about $156 per square foot, here is roughly how much home different budgets get you in Schuyler County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 960 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1280 sq ft | around the typical home here |
| $250k | 1600 sq ft | around the typical home here |
| $300k | 1920 sq ft | around the typical home here |
| $400k | 2560 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Schuyler County
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Schuyler County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.