Livingston County, NY Average Home Price (2026)
The average home price in Livingston County, New York is about $233,000 (the 2026 median across 18 ZIP codes, at ~$128/sq ft) — 30% more affordable than the New York median and 19% more affordable than the typical U.S. home.
How Livingston County compares
Livingston County is about average for housing nationally: its typical home costs $233,000 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $118,000 to $400,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Livingston County | $233,000 | $128 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Livingston County home prices by ZIP code
The 15 most valuable ZIP codes in Livingston County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 14480 Lakeville | $400,000 | $211 | +72% |
| 14435 Conesus | $324,000 | $306 | +39% |
| 14454 Geneseo | $323,000 | $180 | +39% |
| 14487 Livonia | $314,000 | $211 | +35% |
| 14485 Lima | $305,000 | $129 | +31% |
| 14414 Avon | $285,000 | $176 | +22% |
| 14423 Caledonia | $242,000 | $112 | +4% |
| 14486 Linwood | $240,000 | $126 | +3% |
| 14462 Groveland | $234,000 | $187 | +0% |
| 14533 Piffard | $232,000 | $158 | +0% |
| 14481 Leicester | $224,000 | $160 | -4% |
| 14592 York | $205,000 | $107 | -12% |
| 14517 Nunda | $187,000 | $125 | -20% |
| 14846 Hunt | $178,000 | $94 | -24% |
| 14437 Dansville | $173,000 | $117 | -26% |
Home value appreciation in Livingston County
Home prices in Livingston County have risen about 93% over the last 10 years (≈6.8% a year) and +108.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +10.8% — still rising. A home worth $233,000 today was worth roughly $120,976 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Livingston County
Run the numbers for Livingston County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Livingston County
To buy the typical $233,000 home in Livingston County with 20% down, you need a household income of roughly $63,000 a year (about $1,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $75,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $11,700 | $1,840/mo | $79,000/yr |
| 10% (+PMI) | $23,300 | $1,760/mo | $75,000/yr |
| 20% | $46,600 | $1,480/mo | $63,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Livingston County
At about $128 per square foot, here is roughly how much home different budgets get you in Livingston County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1560 sq ft | around the typical home here |
| $250k | 1950 sq ft | around the typical home here |
| $300k | 2340 sq ft | around the typical home here |
| $400k | 3130 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Livingston County
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Livingston County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.