Broome County, NY Average Home Price (2026)
The average home price in Broome County, New York is about $196,500 (the 2026 median across 20 ZIP codes, at ~$131/sq ft) — 41% more affordable than the New York median and 32% more affordable than the typical U.S. home.
How Broome County compares
Broome County is relatively affordable for housing nationally: its typical home costs $196,500 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $164,000 to $261,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Broome County | $196,500 | $131 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Cities in Broome County
Cities with their own home-value page, largest first:
Broome County home prices by ZIP code
The 15 most valuable ZIP codes in Broome County (of 20 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 13850 Vestal | $261,000 | $150 | +33% |
| 13777 Glen Aubrey | $225,000 | $332 | +15% |
| 13802 Maine | $218,000 | $115 | +11% |
| 13760 Endicott | $214,000 | $134 | +9% |
| 13744 Castle Creek | $210,000 | $205 | +7% |
| 13833 Port Crane | $207,000 | $84 | +5% |
| 13901 Binghamton | $206,000 | $121 | +5% |
| 13746 Chenango Forks | $203,000 | $130 | +3% |
| 13862 Whitney Point | $203,000 | $138 | +3% |
| 13797 Lisle | $198,000 | $99 | +1% |
| 13748 Conklin | $195,000 | $131 | -1% |
| 13787 Harpursville | $194,000 | $167 | -1% |
| 13813 Nineveh | $191,000 | $78 | -3% |
| 13865 Windsor | $191,000 | $234 | -3% |
| 13905 Binghamton | $191,000 | $120 | -3% |
Home value appreciation in Broome County
Home prices in Broome County have risen about 79% over the last 10 years (≈6.0% a year) and +95.5% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.8% — still rising. A home worth $196,500 today was worth roughly $109,899 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Broome County
Run the numbers for Broome County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Broome County
To buy the typical $196,500 home in Broome County with 20% down, you need a household income of roughly $53,000 a year (about $1,250 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $64,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $9,800 | $1,550/mo | $66,000/yr |
| 10% (+PMI) | $19,700 | $1,480/mo | $64,000/yr |
| 20% | $39,300 | $1,250/mo | $53,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Broome County
At about $131 per square foot, here is roughly how much home different budgets get you in Broome County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1530 sq ft | around the typical home here |
| $250k | 1910 sq ft | around the typical home here |
| $300k | 2290 sq ft | above the median — larger homes or the pricier ZIPs |
| $400k | 3050 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Broome County
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Broome County home prices: frequently asked
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Browse all New York cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.