Allegany County, NY Average Home Price (2026)
The average home price in Allegany County, New York is about $150,500 (the 2026 median across 24 ZIP codes, at ~$103/sq ft) — 55% more affordable than the New York median and 48% more affordable than the typical U.S. home.
How Allegany County compares
Allegany County is relatively affordable for housing nationally: its typical home costs $150,500 against $333,000 for New York and $289,000 for the U.S. Within the county, ZIP-level values run from about $109,000 to $211,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Allegany County | $150,500 | $103 |
| New York | $333,000 | $241 |
| United States | $289,000 | $193 |
Allegany County home prices by ZIP code
The 15 most valuable ZIP codes in Allegany County (of 24 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 14744 Houghton | $211,000 | $149 | +40% |
| 14717 Canaedea | $207,000 | $201 | +38% |
| 14803 Alfred Station | $200,000 | $181 | +33% |
| 14802 Alfred | $198,000 | $101 | +32% |
| 14777 Rushford | $188,000 | $111 | +25% |
| 14707 Allentown | $173,000 | $91 | +15% |
| 14804 Almond | $163,000 | $102 | +8% |
| 14060 Farmersville Station | $160,000 | $84 | +6% |
| 14714 Black Creek | $159,000 | $84 | +6% |
| 14727 Cuba | $157,000 | $105 | +4% |
| 14884 Swain | $154,000 | $163 | +2% |
| 14770 Portville | $152,000 | $121 | +1% |
| 14735 Fillmore | $149,000 | $103 | -1% |
| 14709 Angelica | $144,000 | $119 | -4% |
| 14754 Little Genesee | $140,000 | $92 | -7% |
Home value appreciation in Allegany County
Home prices in Allegany County have risen about 70% over the last 10 years (≈5.5% a year) and +89.1% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.4% — still rising. A home worth $150,500 today was worth roughly $88,529 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New York is +85.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Allegany County
Run the numbers for Allegany County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Allegany County
To buy the typical $150,500 home in Allegany County with 20% down, you need a household income of roughly $41,000 a year (about $960 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $49,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $7,500 | $1,190/mo | $51,000/yr |
| 10% (+PMI) | $15,100 | $1,140/mo | $49,000/yr |
| 20% | $30,100 | $960/mo | $41,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Allegany County
At about $103 per square foot, here is roughly how much home different budgets get you in Allegany County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1460 sq ft | around the typical home here |
| $200k | 1940 sq ft | above the median — larger homes or the pricier ZIPs |
| $250k | 2430 sq ft | above the median — larger homes or the pricier ZIPs |
| $300k | 2910 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New York.
Estimate a specific home in Allegany County
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Allegany County home prices: frequently asked
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Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.