San Juan County, NM Average Home Price (2026)
The average home price in San Juan County, New Mexico is about $272,500 (the 2026 median across 10 ZIP codes, at ~$187/sq ft) — 15% more affordable than the New Mexico median and 6% more affordable than the typical U.S. home.
How San Juan County compares
San Juan County is about average for housing nationally: its typical home costs $272,500 against $319,000 for New Mexico and $289,000 for the U.S. Within the county, ZIP-level values run from about $208,000 to $333,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| San Juan County | $272,500 | $187 |
| New Mexico | $319,000 | $205 |
| United States | $289,000 | $193 |
San Juan County home prices by ZIP code
The 10 most valuable ZIP codes in San Juan County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 87402 Farmington | $333,000 | $204 | +22% |
| 87418 La Plata | $318,000 | $329 | +17% |
| 87415 Flora Vista | $307,000 | $181 | +13% |
| 87416 Waterflow | $276,000 | $145 | +1% |
| 87410 Aztec | $274,000 | $229 | +1% |
| 87401 Farmington | $271,000 | $192 | -1% |
| 87413 Bloomfield | $256,000 | $218 | -6% |
| 87421 Waterflow | $235,000 | $152 | -14% |
| 87417 Kirtland | $229,000 | $141 | -16% |
| 87419 Navajo Dam | $208,000 | $150 | -24% |
Home value appreciation in San Juan County
Home prices in San Juan County have risen about 57% over the last 10 years (≈4.6% a year) and +65.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.2% — still rising. A home worth $272,500 today was worth roughly $173,567 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Mexico is +81.6% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for San Juan County
Run the numbers for San Juan County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in San Juan County
To buy the typical $272,500 home in San Juan County with 20% down, you need a household income of roughly $74,000 a year (about $1,730 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $88,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $13,600 | $2,150/mo | $92,000/yr |
| 10% (+PMI) | $27,300 | $2,060/mo | $88,000/yr |
| 20% | $54,500 | $1,730/mo | $74,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in San Juan County
At about $187 per square foot, here is roughly how much home different budgets get you in San Juan County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 800 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1070 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1340 sq ft | around the typical home here |
| $300k | 1600 sq ft | around the typical home here |
| $400k | 2140 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Mexico.
Estimate a specific home in San Juan County
Enter your ZIP and size for an instant estimate tailored to your exact area:
San Juan County home prices: frequently asked
What is the average home price in San Juan County, NM? +
What salary do you need to buy a house in San Juan County? +
Which part of San Juan County is most expensive? +
Are home values in San Juan County going up? +
Browse all New Mexico cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.