Warren County, NJ Average Home Price (2026)
The average home price in Warren County, New Jersey is about $465,500 (the 2026 median across 10 ZIP codes, at ~$232/sq ft) — 19% more affordable than the New Jersey median and 61% more expensive than the typical U.S. home.
How Warren County compares
Warren County is relatively expensive for housing nationally: its typical home costs $465,500 against $573,000 for New Jersey and $289,000 for the U.S. Within the county, ZIP-level values run from about $336,000 to $506,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Warren County | $465,500 | $232 |
| New Jersey | $573,000 | $327 |
| United States | $289,000 | $193 |
Warren County home prices by ZIP code
The 10 most valuable ZIP codes in Warren County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 07865 Port Murray | $506,000 | $311 | +9% |
| 08886 Stewartsville | $504,000 | $234 | +8% |
| 07825 Blairstown Township | $497,000 | $230 | +7% |
| 07840 Hackettstown | $490,000 | $268 | +5% |
| 07838 Great Meadows | $473,000 | $194 | +2% |
| 07832 Columbia | $458,000 | $224 | -2% |
| 07882 Washington | $416,000 | $236 | -11% |
| 07863 Oxford | $392,000 | $204 | -16% |
| 07823 Belvidere | $381,000 | $234 | -18% |
| 08865 Phillipsburg | $336,000 | $211 | -28% |
Home value appreciation in Warren County
Home prices in Warren County have risen about 89% over the last 10 years (≈6.6% a year) and +48.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.8% — still rising. A home worth $465,500 today was worth roughly $246,427 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Jersey is +87.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Warren County
Run the numbers for Warren County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Warren County
To buy the typical $465,500 home in Warren County with 20% down, you need a household income of roughly $127,000 a year (about $2,960 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $150,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $23,300 | $3,670/mo | $157,000/yr |
| 10% (+PMI) | $46,600 | $3,510/mo | $150,000/yr |
| 20% | $93,100 | $2,960/mo | $127,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Warren County
At about $232 per square foot, here is roughly how much home different budgets get you in Warren County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1080 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1290 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1720 sq ft | around the typical home here |
| $500k | 2160 sq ft | around the typical home here |
| $600k | 2590 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Jersey.
Estimate a specific home in Warren County
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Warren County home prices: frequently asked
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Browse all New Jersey cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.