Union County, NJ Average Home Price (2026)
The average home price in Union County, New Jersey is about $593,000 (the 2026 median across 25 ZIP codes, at ~$359/sq ft) — 3% more expensive than the New Jersey median and 105% more expensive than the typical U.S. home.
How Union County compares
Union County is relatively expensive for housing nationally: its typical home costs $593,000 against $573,000 for New Jersey and $289,000 for the U.S. Within the county, ZIP-level values run from about $465,000 to $1,401,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Union County | $593,000 | $359 |
| New Jersey | $573,000 | $327 |
| United States | $289,000 | $193 |
Cities in Union County
Cities with their own home-value page, largest first:
Union County home prices by ZIP code
The 15 most valuable ZIP codes in Union County (of 25 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 07901 Summit | $1,401,000 | $661 | +136% |
| 07090 Westfield | $1,306,000 | $465 | +120% |
| 07092 Mountainside | $1,048,000 | $417 | +77% |
| 07974 New Providence | $1,005,000 | $320 | +69% |
| 07922 Berkeley Heights | $938,000 | $391 | +58% |
| 07076 Scotch Plains | $837,000 | $386 | +41% |
| 07023 Fanwood | $802,000 | $359 | +35% |
| 07016 Cranford | $773,000 | $421 | +30% |
| 07066 Clark | $718,000 | $390 | +21% |
| 07081 Springfield | $700,000 | $346 | +18% |
| 07027 Garwood | $678,000 | $375 | +14% |
| 07033 Kenilworth | $625,000 | $308 | +5% |
| 07208 Elizabeth | $593,000 | $333 | +0% |
| 07083 Union | $577,000 | $370 | -3% |
| 07204 Roselle Park | $542,000 | $316 | -9% |
Home value appreciation in Union County
Home prices in Union County have risen about 84% over the last 10 years (≈6.3% a year) and +70.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.5% — still rising. A home worth $593,000 today was worth roughly $322,809 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Jersey is +87.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Union County
Run the numbers for Union County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Union County
To buy the typical $593,000 home in Union County with 20% down, you need a household income of roughly $161,000 a year (about $3,760 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $192,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $29,700 | $4,680/mo | $201,000/yr |
| 10% (+PMI) | $59,300 | $4,470/mo | $192,000/yr |
| 20% | $118,600 | $3,760/mo | $161,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Union County
At about $359 per square foot, here is roughly how much home different budgets get you in Union County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 840 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1110 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1390 sq ft | around the typical home here |
| $600k | 1670 sq ft | around the typical home here |
| $750k | 2090 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Jersey.
Estimate a specific home in Union County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Union County home prices: frequently asked
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Browse all New Jersey cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.