Sussex County, NJ Average Home Price (2026)
The average home price in Sussex County, New Jersey is about $446,500 (the 2026 median across 18 ZIP codes, at ~$257/sq ft) — 22% more affordable than the New Jersey median and 54% more expensive than the typical U.S. home.
How Sussex County compares
Sussex County is relatively expensive for housing nationally: its typical home costs $446,500 against $573,000 for New Jersey and $289,000 for the U.S. Within the county, ZIP-level values run from about $297,000 to $611,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Sussex County | $446,500 | $257 |
| New Jersey | $573,000 | $327 |
| United States | $289,000 | $193 |
Sussex County home prices by ZIP code
The 15 most valuable ZIP codes in Sussex County (of 18 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 07871 Sparta Township | $611,000 | $290 | +37% |
| 07822 Augusta | $549,000 | $191 | +23% |
| 07821 Byram Township | $524,000 | $237 | +17% |
| 07848 Lafayette Township | $489,000 | $206 | +10% |
| 07826 Branchville | $458,000 | $181 | +3% |
| 07418 Glenwood | $457,000 | $409 | +2% |
| 07461 Sussex | $453,000 | $246 | +1% |
| 07874 Stanhope | $451,000 | $264 | +1% |
| 07843 Hopatcong | $449,000 | $257 | +1% |
| 07860 Newton | $444,000 | $272 | -1% |
| 07460 Stockholm | $441,000 | $260 | -1% |
| 07439 Ogdensburg | $432,000 | $249 | -3% |
| 07422 Highland Lake | $407,000 | $316 | -9% |
| 07419 Hamburg | $399,000 | $256 | -11% |
| 07851 Layton | $372,000 | $196 | -17% |
Home value appreciation in Sussex County
Home prices in Sussex County have risen about 92% over the last 10 years (≈6.8% a year) and +48.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.6% — still rising. A home worth $446,500 today was worth roughly $232,310 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Jersey is +87.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Sussex County
Run the numbers for Sussex County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Sussex County
To buy the typical $446,500 home in Sussex County with 20% down, you need a household income of roughly $121,000 a year (about $2,830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $144,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,300 | $3,520/mo | $151,000/yr |
| 10% (+PMI) | $44,700 | $3,370/mo | $144,000/yr |
| 20% | $89,300 | $2,830/mo | $121,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Sussex County
At about $257 per square foot, here is roughly how much home different budgets get you in Sussex County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 970 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1170 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1560 sq ft | around the typical home here |
| $500k | 1950 sq ft | around the typical home here |
| $600k | 2330 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Jersey.
Estimate a specific home in Sussex County
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Sussex County home prices: frequently asked
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Browse all New Jersey cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.