Passaic County, NJ Average Home Price (2026)
The average home price in Passaic County, New Jersey is about $568,000 (the 2026 median across 26 ZIP codes, at ~$336/sq ft) — 1% more affordable than the New Jersey median and 97% more expensive than the typical U.S. home.
How Passaic County compares
Passaic County is relatively expensive for housing nationally: its typical home costs $568,000 against $573,000 for New Jersey and $289,000 for the U.S. Within the county, ZIP-level values run from about $479,000 to $747,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Passaic County | $568,000 | $336 |
| New Jersey | $573,000 | $327 |
| United States | $289,000 | $193 |
Cities in Passaic County
Cities with their own home-value page, largest first:
Passaic County home prices by ZIP code
The 15 most valuable ZIP codes in Passaic County (of 26 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 07470 Wayne | $747,000 | $357 | +32% |
| 07512 Totowa | $662,000 | $345 | +17% |
| 07012 Clifton | $659,000 | $346 | +16% |
| 07506 Hawthorne | $643,000 | $332 | +13% |
| 07508 North Haledon | $640,000 | $409 | +13% |
| 07424 Woodland Park | $637,000 | $351 | +12% |
| 07435 Newfoundland | $628,000 | $235 | +11% |
| 07013 Clifton | $628,000 | $352 | +11% |
| 07456 Ringwood | $608,000 | $299 | +7% |
| 07513 Paterson | $591,000 | $311 | +4% |
| 07504 Paterson | $588,000 | $310 | +4% |
| 07014 Clifton | $577,000 | $337 | +2% |
| 07011 Clifton | $570,000 | $421 | +0% |
| 07503 Paterson | $566,000 | $360 | +0% |
| 07403 Bloomingdale | $564,000 | $370 | -1% |
Home value appreciation in Passaic County
Home prices in Passaic County have risen about 87% over the last 10 years (≈6.5% a year) and +56.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +6.8% — still rising. A home worth $568,000 today was worth roughly $303,257 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Jersey is +87.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Passaic County
Run the numbers for Passaic County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Passaic County
To buy the typical $568,000 home in Passaic County with 20% down, you need a household income of roughly $155,000 a year (about $3,610 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $184,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $28,400 | $4,480/mo | $192,000/yr |
| 10% (+PMI) | $56,800 | $4,280/mo | $184,000/yr |
| 20% | $113,600 | $3,610/mo | $155,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Passaic County
At about $336 per square foot, here is roughly how much home different budgets get you in Passaic County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $300k | 890 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1490 sq ft | around the typical home here |
| $600k | 1790 sq ft | around the typical home here |
| $750k | 2230 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Jersey.
Estimate a specific home in Passaic County
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Passaic County home prices: frequently asked
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Browse all New Jersey cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.