Atlantic County, NJ Average Home Price (2026)
The average home price in Atlantic County, New Jersey is about $369,000 (the 2026 median across 23 ZIP codes, at ~$242/sq ft) — 36% more affordable than the New Jersey median and 28% more expensive than the typical U.S. home.
How Atlantic County compares
Atlantic County is about average for housing nationally: its typical home costs $369,000 against $573,000 for New Jersey and $289,000 for the U.S. Within the county, ZIP-level values run from about $219,000 to $1,565,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Atlantic County | $369,000 | $242 |
| New Jersey | $573,000 | $327 |
| United States | $289,000 | $193 |
Atlantic County home prices by ZIP code
The 15 most valuable ZIP codes in Atlantic County (of 23 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 08403 Longport | $1,565,000 | $988 | +324% |
| 08402 Margate City | $1,146,000 | $934 | +211% |
| 08203 Brigantine | $727,000 | $585 | +97% |
| 08406 Ventnor City | $653,000 | $519 | +77% |
| 08221 Linwood | $493,000 | $294 | +34% |
| 08241 Port Republic | $438,000 | $403 | +19% |
| 08244 Somers Point | $430,000 | $333 | +17% |
| 08234 Egg Harbor Township | $412,000 | $242 | +12% |
| 08225 Northfield | $398,000 | $235 | +8% |
| 08037 Hammonton | $381,000 | $240 | +3% |
| 08319 Estell Manor | $376,000 | $65 | +2% |
| 08317 Dorothy | $369,000 | $277 | +0% |
| 08201 Absecon | $347,000 | $255 | -6% |
| 08215 Egg Harbor City | $338,000 | $206 | -8% |
| 08205 Galloway | $335,000 | $210 | -9% |
Home value appreciation in Atlantic County
Home prices in Atlantic County have risen about 105% over the last 10 years (≈7.4% a year) and +60.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +7.8% — still rising. A home worth $369,000 today was worth roughly $180,352 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Jersey is +87.7% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Atlantic County
Run the numbers for Atlantic County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Atlantic County
To buy the typical $369,000 home in Atlantic County with 20% down, you need a household income of roughly $100,000 a year (about $2,340 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $119,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,500 | $2,910/mo | $125,000/yr |
| 10% (+PMI) | $36,900 | $2,780/mo | $119,000/yr |
| 20% | $73,800 | $2,340/mo | $100,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Atlantic County
At about $242 per square foot, here is roughly how much home different budgets get you in Atlantic County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 830 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1030 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1240 sq ft | around the typical home here |
| $400k | 1650 sq ft | around the typical home here |
| $500k | 2070 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Jersey.
Estimate a specific home in Atlantic County
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Atlantic County home prices: frequently asked
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Browse all New Jersey cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.