Merrimack County, NH Average Home Price (2026)
The average home price in Merrimack County, New Hampshire is about $489,000 (the 2026 median across 26 ZIP codes, at ~$284/sq ft) — 2% more expensive than the New Hampshire median and 69% more expensive than the typical U.S. home.
How Merrimack County compares
Merrimack County is relatively expensive for housing nationally: its typical home costs $489,000 against $479,500 for New Hampshire and $289,000 for the U.S. Within the county, ZIP-level values run from about $380,000 to $790,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Merrimack County | $489,000 | $284 |
| New Hampshire | $479,500 | $296 |
| United States | $289,000 | $193 |
Merrimack County home prices by ZIP code
The 15 most valuable ZIP codes in Merrimack County (of 26 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 03260 North Sutton | $790,000 | $416 | +62% |
| 03257 New London | $692,000 | $303 | +42% |
| 03304 Bow | $625,000 | $262 | +28% |
| 03046 Dunbarton | $600,000 | $334 | +23% |
| 03255 Newbury | $600,000 | $615 | +23% |
| 03229 Hopkinton | $574,000 | $286 | +17% |
| 03258 Chichester | $551,000 | $290 | +13% |
| 03106 Hooksett | $522,000 | $275 | +7% |
| 03287 Wilmot | $517,000 | $396 | +6% |
| 03224 Canterbury | $510,000 | $348 | +4% |
| 03307 Loudon | $506,000 | $265 | +3% |
| 03273 South Sutton | $502,000 | $264 | +3% |
| 03242 Henniker | $494,000 | $250 | +1% |
| 03234 Epsom | $484,000 | $283 | -1% |
| 03216 Andover | $466,000 | $237 | -5% |
Home value appreciation in Merrimack County
Home prices in Merrimack County have risen about 116% over the last 10 years (≈8.0% a year) and +87.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.7% — still rising. A home worth $489,000 today was worth roughly $226,389 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Hampshire is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Merrimack County
Run the numbers for Merrimack County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Merrimack County
To buy the typical $489,000 home in Merrimack County with 20% down, you need a household income of roughly $133,000 a year (about $3,100 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $158,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $24,500 | $3,860/mo | $165,000/yr |
| 10% (+PMI) | $48,900 | $3,690/mo | $158,000/yr |
| 20% | $97,800 | $3,100/mo | $133,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Merrimack County
At about $284 per square foot, here is roughly how much home different budgets get you in Merrimack County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 880 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1410 sq ft | around the typical home here |
| $500k | 1760 sq ft | around the typical home here |
| $600k | 2110 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Hampshire.
Estimate a specific home in Merrimack County
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Merrimack County home prices: frequently asked
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Browse all New Hampshire cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.