Cheshire County, NH Average Home Price (2026)
The average home price in Cheshire County, New Hampshire is about $397,500 (the 2026 median across 24 ZIP codes, at ~$253/sq ft) — 17% more affordable than the New Hampshire median and 38% more expensive than the typical U.S. home.
How Cheshire County compares
Cheshire County is relatively expensive for housing nationally: its typical home costs $397,500 against $479,500 for New Hampshire and $289,000 for the U.S. Within the county, ZIP-level values run from about $262,000 to $547,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Cheshire County | $397,500 | $253 |
| New Hampshire | $479,500 | $296 |
| United States | $289,000 | $193 |
Cheshire County home prices by ZIP code
The 15 most valuable ZIP codes in Cheshire County (of 24 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 03444 Dublin | $547,000 | $274 | +38% |
| 03450 Harrisville | $531,000 | $339 | +34% |
| 03457 Nelson | $494,000 | $385 | +24% |
| 03462 Chesterfield | $478,000 | $268 | +20% |
| 03608 Walpole | $477,000 | $240 | +20% |
| 03461 Rindge | $473,000 | $314 | +19% |
| 03443 Chesterfield | $456,000 | $241 | +15% |
| 03467 Westmoreland | $442,000 | $272 | +11% |
| 03466 West Chesterfield | $439,000 | $253 | +10% |
| 03464 Stoddard | $425,000 | $302 | +7% |
| 03452 Jaffrey | $406,000 | $354 | +2% |
| 03447 Fitzwilliam | $404,000 | $241 | +2% |
| 03446 Swanzey | $391,000 | $238 | -2% |
| 03445 Sullivan | $388,000 | $236 | -2% |
| 03455 Marlborough | $376,000 | $252 | -5% |
Home value appreciation in Cheshire County
Home prices in Cheshire County have risen about 106% over the last 10 years (≈7.5% a year) and +77.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +4.2% — still rising. A home worth $397,500 today was worth roughly $192,868 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Hampshire is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Cheshire County
Run the numbers for Cheshire County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Cheshire County
To buy the typical $397,500 home in Cheshire County with 20% down, you need a household income of roughly $108,000 a year (about $2,520 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $128,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,900 | $3,140/mo | $134,000/yr |
| 10% (+PMI) | $39,800 | $3,000/mo | $128,000/yr |
| 20% | $79,500 | $2,520/mo | $108,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Cheshire County
At about $253 per square foot, here is roughly how much home different budgets get you in Cheshire County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 790 sq ft | below the local median — condos, smaller or older homes |
| $250k | 990 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1190 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1580 sq ft | around the typical home here |
| $500k | 1980 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Hampshire.
Estimate a specific home in Cheshire County
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Cheshire County home prices: frequently asked
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Browse all New Hampshire cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.