Belknap County, NH Average Home Price (2026)
The average home price in Belknap County, New Hampshire is about $509,000 (the 2026 median across 13 ZIP codes, at ~$326/sq ft) — 6% more expensive than the New Hampshire median and 76% more expensive than the typical U.S. home.
How Belknap County compares
Belknap County is relatively expensive for housing nationally: its typical home costs $509,000 against $479,500 for New Hampshire and $289,000 for the U.S. Within the county, ZIP-level values run from about $438,000 to $719,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Belknap County | $509,000 | $326 |
| New Hampshire | $479,500 | $296 |
| United States | $289,000 | $193 |
Belknap County home prices by ZIP code
The 13 most valuable ZIP codes in Belknap County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 03226 Center Harbor | $719,000 | $269 | +41% |
| 03253 Meredith | $688,000 | $328 | +35% |
| 03810 Alton | $678,000 | $484 | +33% |
| 03249 Gilford | $545,000 | $407 | +7% |
| 03269 Sanbornton | $544,000 | $297 | +7% |
| 03809 Alton | $530,000 | $313 | +4% |
| 03837 Gilmanton | $509,000 | $376 | +0% |
| 03256 New Hampton | $490,000 | $313 | -4% |
| 03218 Barnstead | $463,000 | $313 | -9% |
| 03220 Belmont | $461,000 | $315 | -9% |
| 03237 Gilmanton | $454,000 | $349 | -11% |
| 03225 Barnstead | $449,000 | $326 | -12% |
| 03246 Laconia | $438,000 | $358 | -14% |
Home value appreciation in Belknap County
Home prices in Belknap County have risen about 136% over the last 10 years (≈9.0% a year) and +102.3% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.7% — still rising. A home worth $509,000 today was worth roughly $215,404 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, New Hampshire is +113.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Belknap County
Run the numbers for Belknap County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Belknap County
To buy the typical $509,000 home in Belknap County with 20% down, you need a household income of roughly $138,000 a year (about $3,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $165,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,500 | $4,020/mo | $172,000/yr |
| 10% (+PMI) | $50,900 | $3,840/mo | $165,000/yr |
| 20% | $101,800 | $3,230/mo | $138,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Belknap County
At about $326 per square foot, here is roughly how much home different budgets get you in Belknap County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 770 sq ft | below the local median — condos, smaller or older homes |
| $300k | 920 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1530 sq ft | around the typical home here |
| $600k | 1840 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to New Hampshire.
Estimate a specific home in Belknap County
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Belknap County home prices: frequently asked
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Browse all New Hampshire cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.