Seward County, NE Average Home Price (2026)
The average home price in Seward County, Nebraska is about $294,500 (the 2026 median across 10 ZIP codes, at ~$163/sq ft) — 26% more expensive than the Nebraska median and 2% more expensive than the typical U.S. home.
How Seward County compares
Seward County is about average for housing nationally: its typical home costs $294,500 against $234,000 for Nebraska and $289,000 for the U.S. Within the county, ZIP-level values run from about $55,000 to $499,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Seward County | $294,500 | $163 |
| Nebraska | $234,000 | $139 |
| United States | $289,000 | $193 |
Seward County home prices by ZIP code
The 10 most valuable ZIP codes in Seward County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 68423 Pleasant Dale | $499,000 | $262 | +69% |
| 68360 Garland | $438,000 | $244 | +49% |
| 68405 Milford | $318,000 | $169 | +8% |
| 68434 Seward | $316,000 | $180 | +7% |
| 68314 Bee | $299,000 | $157 | +2% |
| 68313 Beaver Crossing | $290,000 | $140 | -2% |
| 68456 Utica | $254,000 | $131 | -14% |
| 68439 Staplehurst | $248,000 | $130 | -16% |
| 68364 Goehner | $226,000 | $180 | -23% |
| 68330 Cordova | $55,000 | $29 | -81% |
Home value appreciation in Seward County
Home prices in Seward County have risen about 82% over the last 10 years (≈6.2% a year) and +110.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.6% — roughly flat. A home worth $294,500 today was worth roughly $161,724 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Nebraska is +87.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Seward County
Run the numbers for Seward County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Seward County
To buy the typical $294,500 home in Seward County with 20% down, you need a household income of roughly $80,000 a year (about $1,870 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $95,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,700 | $2,320/mo | $100,000/yr |
| 10% (+PMI) | $29,500 | $2,220/mo | $95,000/yr |
| 20% | $58,900 | $1,870/mo | $80,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Seward County
At about $163 per square foot, here is roughly how much home different budgets get you in Seward County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 920 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1230 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1530 sq ft | around the typical home here |
| $300k | 1840 sq ft | around the typical home here |
| $400k | 2450 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Nebraska.
Estimate a specific home in Seward County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Seward County home prices: frequently asked
What is the average home price in Seward County, NE? +
What salary do you need to buy a house in Seward County? +
Which part of Seward County is most expensive? +
Are home values in Seward County going up? +
Browse all Nebraska cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.