Saunders County, NE Average Home Price (2026)
The average home price in Saunders County, Nebraska is about $372,000 (the 2026 median across 13 ZIP codes, at ~$223/sq ft) — 59% more expensive than the Nebraska median and 29% more expensive than the typical U.S. home.
How Saunders County compares
Saunders County is about average for housing nationally: its typical home costs $372,000 against $234,000 for Nebraska and $289,000 for the U.S. Within the county, ZIP-level values run from about $269,000 to $471,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Saunders County | $372,000 | $223 |
| Nebraska | $234,000 | $139 |
| United States | $289,000 | $193 |
Saunders County home prices by ZIP code
The 13 most valuable ZIP codes in Saunders County (of 13 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 68040 Malmo | $471,000 | $248 | +27% |
| 68648 Morse Bluff | $442,000 | $226 | +19% |
| 68003 Ashland | $412,000 | $220 | +11% |
| 68018 Colon | $394,000 | $135 | +6% |
| 68065 Valparaiso | $390,000 | $283 | +5% |
| 68073 Yutan | $379,000 | $246 | +2% |
| 68033 Ithaca | $372,000 | $223 | +0% |
| 68070 Weston | $355,000 | $119 | -5% |
| 68017 Ceresco | $344,000 | $318 | -8% |
| 68066 Wahoo | $289,000 | $189 | -22% |
| 68041 Mead | $287,000 | $151 | -23% |
| 68050 Prague | $283,000 | $237 | -24% |
| 68015 Cedar Bluffs | $269,000 | $222 | -28% |
Home value appreciation in Saunders County
Home prices in Saunders County have risen about 88% over the last 10 years (≈6.5% a year) and +116.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.8% — still rising. A home worth $372,000 today was worth roughly $197,557 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Nebraska is +87.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Saunders County
Run the numbers for Saunders County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Saunders County
To buy the typical $372,000 home in Saunders County with 20% down, you need a household income of roughly $101,000 a year (about $2,360 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $120,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $18,600 | $2,940/mo | $126,000/yr |
| 10% (+PMI) | $37,200 | $2,810/mo | $120,000/yr |
| 20% | $74,400 | $2,360/mo | $101,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Saunders County
At about $223 per square foot, here is roughly how much home different budgets get you in Saunders County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 900 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1120 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1350 sq ft | around the typical home here |
| $400k | 1790 sq ft | around the typical home here |
| $500k | 2240 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Nebraska.
Estimate a specific home in Saunders County
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Saunders County home prices: frequently asked
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Browse all Nebraska cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.