Lancaster County, NE Average Home Price (2026)
The average home price in Lancaster County, Nebraska is about $390,000 (the 2026 median across 35 ZIP codes, at ~$188/sq ft) — 67% more expensive than the Nebraska median and 35% more expensive than the typical U.S. home.
How Lancaster County compares
Lancaster County is relatively expensive for housing nationally: its typical home costs $390,000 against $234,000 for Nebraska and $289,000 for the U.S. Within the county, ZIP-level values run from about $199,000 to $742,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Lancaster County | $390,000 | $188 |
| Nebraska | $234,000 | $139 |
| United States | $289,000 | $193 |
Cities in Lancaster County
Cities with their own home-value page, largest first:
Lancaster County home prices by ZIP code
The 15 most valuable ZIP codes in Lancaster County (of 35 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 68461 Walton | $742,000 | $568 | +90% |
| 68520 Lincoln | $624,000 | $228 | +60% |
| 68339 Denton | $619,000 | $398 | +59% |
| 68430 Roca | $619,000 | $259 | +59% |
| 68532 Lincoln | $598,000 | $249 | +53% |
| 68517 Lincoln | $589,000 | $259 | +51% |
| 68428 Raymond | $585,000 | $308 | +50% |
| 68404 Martell | $544,000 | $215 | +39% |
| 68514 Lincoln | $536,000 | $282 | +37% |
| 68527 Lincoln | $524,000 | $181 | +34% |
| 68402 Malcolm | $522,000 | $257 | +34% |
| 68523 Lincoln | $510,000 | $180 | +31% |
| 68336 Davey | $488,000 | $259 | +25% |
| 68358 Firth | $482,000 | $219 | +24% |
| 68526 Lincoln | $466,000 | $203 | +19% |
Home value appreciation in Lancaster County
Home prices in Lancaster County have risen about 90% over the last 10 years (≈6.6% a year) and +108.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +3.5% — still rising. A home worth $390,000 today was worth roughly $205,371 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Nebraska is +87.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Lancaster County
Run the numbers for Lancaster County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Lancaster County
To buy the typical $390,000 home in Lancaster County with 20% down, you need a household income of roughly $106,000 a year (about $2,480 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $126,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $19,500 | $3,080/mo | $132,000/yr |
| 10% (+PMI) | $39,000 | $2,940/mo | $126,000/yr |
| 20% | $78,000 | $2,480/mo | $106,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Lancaster County
At about $188 per square foot, here is roughly how much home different budgets get you in Lancaster County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 1060 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1330 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1600 sq ft | below the local median — condos, smaller or older homes |
| $400k | 2130 sq ft | around the typical home here |
| $500k | 2660 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Nebraska.
Estimate a specific home in Lancaster County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Lancaster County home prices: frequently asked
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Browse all Nebraska cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.