Buffalo County, NE Average Home Price (2026)
The average home price in Buffalo County, Nebraska is about $288,000 (the 2026 median across 10 ZIP codes, at ~$150/sq ft) — 23% more expensive than the Nebraska median and about the same as the typical U.S. home.
How Buffalo County compares
Buffalo County is about average for housing nationally: its typical home costs $288,000 against $234,000 for Nebraska and $289,000 for the U.S. Within the county, ZIP-level values run from about $226,000 to $407,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Buffalo County | $288,000 | $150 |
| Nebraska | $234,000 | $139 |
| United States | $289,000 | $193 |
Buffalo County home prices by ZIP code
The 10 most valuable ZIP codes in Buffalo County (of 10 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 68812 Amherst | $407,000 | $188 | +41% |
| 68866 Pleasanton | $378,000 | $161 | +31% |
| 68845 Kearney | $347,000 | $169 | +20% |
| 68870 Riverdale | $345,000 | $182 | +20% |
| 68847 Kearney | $291,000 | $150 | +1% |
| 68858 Miller | $285,000 | $150 | -1% |
| 68836 Elm Creek | $276,000 | $88 | -4% |
| 68840 Gibbon | $263,000 | $106 | -9% |
| 68876 Shelton | $243,000 | $114 | -16% |
| 68869 Ravenna | $226,000 | $102 | -22% |
Home value appreciation in Buffalo County
Home prices in Buffalo County have risen about 62% over the last 10 years (≈5.0% a year) and +112.2% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.0% — still rising. A home worth $288,000 today was worth roughly $177,559 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Nebraska is +87.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Buffalo County
Run the numbers for Buffalo County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Buffalo County
To buy the typical $288,000 home in Buffalo County with 20% down, you need a household income of roughly $78,000 a year (about $1,830 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $93,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $14,400 | $2,270/mo | $97,000/yr |
| 10% (+PMI) | $28,800 | $2,170/mo | $93,000/yr |
| 20% | $57,600 | $1,830/mo | $78,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Buffalo County
At about $150 per square foot, here is roughly how much home different budgets get you in Buffalo County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 1000 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1330 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1670 sq ft | around the typical home here |
| $300k | 2000 sq ft | around the typical home here |
| $400k | 2670 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Nebraska.
Estimate a specific home in Buffalo County
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Buffalo County home prices: frequently asked
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Browse all Nebraska cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.