Park County, MT Average Home Price (2026)
The average home price in Park County, Montana is about $697,500 (the 2026 median across 8 ZIP codes, at ~$434/sq ft) — 67% more expensive than the Montana median and 141% more expensive than the typical U.S. home.
How Park County compares
Park County is relatively expensive for housing nationally: its typical home costs $697,500 against $418,500 for Montana and $289,000 for the U.S. Within the county, ZIP-level values run from about $553,000 to $1,060,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Park County | $697,500 | $434 |
| Montana | $418,500 | $280 |
| United States | $289,000 | $193 |
Park County home prices by ZIP code
The 8 most valuable ZIP codes in Park County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 59065 Pray | $1,060,000 | $452 | +52% |
| 59030 Gardiner | $804,000 | $415 | +15% |
| 59027 Emigrant | $787,000 | $876 | +13% |
| 59086 Ringling | $738,000 | $715 | +6% |
| 59081 Silver Gate | $657,000 | $959 | -6% |
| 59018 Clyde Park | $650,000 | $311 | -7% |
| 59020 Cooke City | $597,000 | $395 | -14% |
| 59047 Livingston | $553,000 | $353 | -21% |
Home value appreciation in Park County
Home prices in Park County have risen about 155% over the last 10 years (≈9.8% a year) and +200.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.9% — roughly flat. A home worth $697,500 today was worth roughly $273,959 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Montana is +105.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Park County
Run the numbers for Park County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Park County
To buy the typical $697,500 home in Park County with 20% down, you need a household income of roughly $190,000 a year (about $4,430 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $225,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $34,900 | $5,500/mo | $236,000/yr |
| 10% (+PMI) | $69,800 | $5,260/mo | $225,000/yr |
| 20% | $139,500 | $4,430/mo | $190,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Park County
At about $434 per square foot, here is roughly how much home different budgets get you in Park County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $400k | 920 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1150 sq ft | below the local median — condos, smaller or older homes |
| $600k | 1380 sq ft | around the typical home here |
| $750k | 1730 sq ft | around the typical home here |
| $1.00M | 2300 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Montana.
Estimate a specific home in Park County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Park County home prices: frequently asked
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Browse all Montana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.