Carbon County, MT Average Home Price (2026)
The average home price in Carbon County, Montana is about $509,000 (the 2026 median across 9 ZIP codes, at ~$332/sq ft) — 22% more expensive than the Montana median and 76% more expensive than the typical U.S. home.
How Carbon County compares
Carbon County is relatively expensive for housing nationally: its typical home costs $509,000 against $418,500 for Montana and $289,000 for the U.S. Within the county, ZIP-level values run from about $120,000 to $826,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Carbon County | $509,000 | $332 |
| Montana | $418,500 | $280 |
| United States | $289,000 | $193 |
Carbon County home prices by ZIP code
The 9 most valuable ZIP codes in Carbon County (of 9 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 59007 Bearcreek | $826,000 | $435 | +62% |
| 59070 Roberts | $572,000 | $387 | +12% |
| 59041 Joliet | $536,000 | $243 | +5% |
| 59068 Red Lodge | $520,000 | $362 | +2% |
| 59071 Fishtail | $509,000 | $332 | +0% |
| 59008 Belfry | $415,000 | $364 | -18% |
| 59014 Bridger | $388,000 | $164 | -24% |
| 59029 Fromberg | $380,000 | $227 | -25% |
| 59026 Edgar | $120,000 | $63 | -76% |
Home value appreciation in Carbon County
Home prices in Carbon County have risen about 96% over the last 10 years (≈7.0% a year) and +149.7% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.4% — roughly flat. A home worth $509,000 today was worth roughly $259,561 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Montana is +105.0% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Carbon County
Run the numbers for Carbon County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Carbon County
To buy the typical $509,000 home in Carbon County with 20% down, you need a household income of roughly $138,000 a year (about $3,230 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $165,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $25,500 | $4,020/mo | $172,000/yr |
| 10% (+PMI) | $50,900 | $3,840/mo | $165,000/yr |
| 20% | $101,800 | $3,230/mo | $138,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Carbon County
At about $332 per square foot, here is roughly how much home different budgets get you in Carbon County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 750 sq ft | below the local median — condos, smaller or older homes |
| $300k | 900 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1200 sq ft | below the local median — condos, smaller or older homes |
| $500k | 1510 sq ft | around the typical home here |
| $600k | 1810 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Montana.
Estimate a specific home in Carbon County
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Carbon County home prices: frequently asked
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Browse all Montana cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.