Winona County, MN Average Home Price (2026)
The average home price in Winona County, Minnesota is about $314,500 (the 2026 median across 8 ZIP codes, at ~$181/sq ft) — 6% more expensive than the Minnesota median and 9% more expensive than the typical U.S. home.
How Winona County compares
Winona County is about average for housing nationally: its typical home costs $314,500 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $259,000 to $389,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Winona County | $314,500 | $181 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Winona County home prices by ZIP code
The 8 most valuable ZIP codes in Winona County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 55979 Utica | $389,000 | $271 | +24% |
| 55972 Saint Charles | $349,000 | $204 | +11% |
| 55925 Winona | $338,000 | $162 | +7% |
| 55969 Rollingstone | $318,000 | $287 | +1% |
| 55959 Rollingstone | $311,000 | $172 | -1% |
| 55952 Lewiston | $307,000 | $124 | -2% |
| 55910 Saint Charles | $306,000 | $190 | -3% |
| 55987 Winona | $259,000 | $156 | -18% |
Home value appreciation in Winona County
Home prices in Winona County have risen about 72% over the last 10 years (≈5.6% a year) and +64.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +2.9% — still rising. A home worth $314,500 today was worth roughly $182,849 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Winona County
Run the numbers for Winona County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Winona County
To buy the typical $314,500 home in Winona County with 20% down, you need a household income of roughly $86,000 a year (about $2,000 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $102,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,700 | $2,480/mo | $106,000/yr |
| 10% (+PMI) | $31,500 | $2,370/mo | $102,000/yr |
| 20% | $62,900 | $2,000/mo | $86,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Winona County
At about $181 per square foot, here is roughly how much home different budgets get you in Winona County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 830 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1100 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1380 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1660 sq ft | around the typical home here |
| $400k | 2210 sq ft | around the typical home here |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Winona County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Winona County home prices: frequently asked
What is the average home price in Winona County, MN? +
What salary do you need to buy a house in Winona County? +
Which part of Winona County is most expensive? +
Are home values in Winona County going up? +
Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.