Washington County, MN Average Home Price (2026)
The average home price in Washington County, Minnesota is about $448,500 (the 2026 median across 16 ZIP codes, at ~$212/sq ft) — 51% more expensive than the Minnesota median and 55% more expensive than the typical U.S. home.
How Washington County compares
Washington County is relatively expensive for housing nationally: its typical home costs $448,500 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $302,000 to $723,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Washington County | $448,500 | $212 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Washington County home prices by ZIP code
The 15 most valuable ZIP codes in Washington County (of 16 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 55001 Afton | $723,000 | $257 | +61% |
| 55042 Lake Elmo | $640,000 | $233 | +43% |
| 55047 Marine on Saint Croix | $627,000 | $326 | +40% |
| 55073 Scandia | $547,000 | $210 | +22% |
| 55129 Woodbury | $543,000 | $204 | +21% |
| 55082 Stillwater | $532,000 | $236 | +19% |
| 55115 Mahtomedi | $507,000 | $228 | +13% |
| 55038 Hugo | $457,000 | $198 | +2% |
| 55003 Bayport | $440,000 | $267 | -2% |
| 55125 Woodbury | $413,000 | $186 | -8% |
| 55043 Lakeland | $400,000 | $251 | -11% |
| 55016 Cottage Grove | $397,000 | $204 | -11% |
| 55128 Oakdale | $356,000 | $184 | -21% |
| 55055 Newport | $348,000 | $206 | -22% |
| 55071 Saint Paul Park | $317,000 | $213 | -29% |
Home value appreciation in Washington County
Home prices in Washington County have risen about 69% over the last 10 years (≈5.4% a year) and +48.4% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +1.8% — still rising. A home worth $448,500 today was worth roughly $265,857 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Washington County
Run the numbers for Washington County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Washington County
To buy the typical $448,500 home in Washington County with 20% down, you need a household income of roughly $122,000 a year (about $2,850 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $145,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $22,400 | $3,540/mo | $152,000/yr |
| 10% (+PMI) | $44,900 | $3,380/mo | $145,000/yr |
| 20% | $89,700 | $2,850/mo | $122,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Washington County
At about $212 per square foot, here is roughly how much home different budgets get you in Washington County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $250k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1420 sq ft | below the local median — condos, smaller or older homes |
| $400k | 1890 sq ft | around the typical home here |
| $500k | 2360 sq ft | around the typical home here |
| $600k | 2830 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Washington County
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Washington County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.