Wabasha County, MN Average Home Price (2026)
The average home price in Wabasha County, Minnesota is about $343,500 (the 2026 median across 8 ZIP codes, at ~$212/sq ft) — 16% more expensive than the Minnesota median and 19% more expensive than the typical U.S. home.
How Wabasha County compares
Wabasha County is about average for housing nationally: its typical home costs $343,500 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $292,000 to $446,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| Wabasha County | $343,500 | $212 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
Wabasha County home prices by ZIP code
The 8 most valuable ZIP codes in Wabasha County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 55991 Zumbro Falls | $446,000 | $347 | +30% |
| 55957 Millville | $423,000 | $215 | +23% |
| 55956 Mazeppa | $382,000 | $241 | +11% |
| 55945 Kellogg | $356,000 | $274 | +4% |
| 55968 Reads Landing | $331,000 | $174 | -4% |
| 55041 Lake City | $323,000 | $208 | -6% |
| 55964 Plainview | $305,000 | $144 | -11% |
| 55981 Wabasha | $292,000 | $208 | -15% |
Home value appreciation in Wabasha County
Home prices in Wabasha County have risen about 93% over the last 10 years (≈6.8% a year) and +83.6% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +5.2% — still rising. A home worth $343,500 today was worth roughly $177,795 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for Wabasha County
Run the numbers for Wabasha County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in Wabasha County
To buy the typical $343,500 home in Wabasha County with 20% down, you need a household income of roughly $93,000 a year (about $2,180 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $111,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $17,200 | $2,710/mo | $116,000/yr |
| 10% (+PMI) | $34,400 | $2,590/mo | $111,000/yr |
| 20% | $68,700 | $2,180/mo | $93,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in Wabasha County
At about $212 per square foot, here is roughly how much home different budgets get you in Wabasha County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $200k | 940 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $300k | 1420 sq ft | around the typical home here |
| $400k | 1890 sq ft | around the typical home here |
| $500k | 2360 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in Wabasha County
Enter your ZIP and size for an instant estimate tailored to your exact area:
Wabasha County home prices: frequently asked
What is the average home price in Wabasha County, MN? +
What salary do you need to buy a house in Wabasha County? +
Which part of Wabasha County is most expensive? +
Are home values in Wabasha County going up? +
Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.