McLeod County, MN Average Home Price (2026)
The average home price in McLeod County, Minnesota is about $299,000 (the 2026 median across 8 ZIP codes, at ~$170/sq ft) — 1% more expensive than the Minnesota median and 3% more expensive than the typical U.S. home.
How McLeod County compares
McLeod County is about average for housing nationally: its typical home costs $299,000 against $297,000 for Minnesota and $289,000 for the U.S. Within the county, ZIP-level values run from about $274,000 to $361,000.
| Area | Typical value | $ / sq ft |
|---|---|---|
| McLeod County | $299,000 | $170 |
| Minnesota | $297,000 | $188 |
| United States | $289,000 | $193 |
McLeod County home prices by ZIP code
The 8 most valuable ZIP codes in McLeod County (of 8 with data):
| ZIP code | Typical value | $ / sq ft | vs county |
|---|---|---|---|
| 55370 Plato | $361,000 | $287 | +21% |
| 55354 Lester Prairie | $318,000 | $131 | +6% |
| 55381 Silver Lake | $306,000 | $188 | +2% |
| 55312 Brownton | $300,000 | $135 | +0% |
| 55350 Hutchinson | $298,000 | $164 | +0% |
| 55336 Glencoe | $295,000 | $178 | -1% |
| 55395 Winsted | $291,000 | $175 | -3% |
| 55385 Stewart | $274,000 | $102 | -8% |
Home value appreciation in McLeod County
Home prices in McLeod County have risen about 84% over the last 10 years (≈6.3% a year) and +56.8% over 20 years, according to the FHFA house price index through 2025. The most recent year came in at +0.2% — roughly flat. A home worth $299,000 today was worth roughly $162,412 ten years ago.
See where that trend takes a specific home with the home appreciation calculator — statewide, Minnesota is +71.4% over the same 10 years. Past appreciation is a track record, not a forecast; local prices can fall.
Calculators for McLeod County
Run the numbers for McLeod County with the local rates already filled in — change any input to test your own situation.
Salary needed to buy a home in McLeod County
To buy the typical $299,000 home in McLeod County with 20% down, you need a household income of roughly $81,000 a year (about $1,900 a month for the mortgage, taxes, and insurance). With 10% down the bar rises to about $97,000, because the loan is bigger and mortgage insurance kicks in.
| Down payment | Cash down | Monthly payment | Income needed |
|---|---|---|---|
| 5% (+PMI) | $15,000 | $2,360/mo | $101,000/yr |
| 10% (+PMI) | $29,900 | $2,260/mo | $97,000/yr |
| 20% | $59,800 | $1,900/mo | $81,000/yr |
Assumes a 30-year fixed mortgage at 6.5%, property tax at 1.1% and insurance at 0.45% of value per year, PMI of 0.75% on loans with less than 20% down, and the standard 28% housing-to-income rule. Your rate, taxes, and HOA will move these — run your own numbers in the mortgage calculator.
What your budget buys in McLeod County
At about $170 per square foot, here is roughly how much home different budgets get you in McLeod County:
| Budget | Approx. size | What that looks like locally |
|---|---|---|
| $150k | 880 sq ft | below the local median — condos, smaller or older homes |
| $200k | 1180 sq ft | below the local median — condos, smaller or older homes |
| $250k | 1470 sq ft | around the typical home here |
| $300k | 1760 sq ft | around the typical home here |
| $400k | 2350 sq ft | above the median — larger homes or the pricier ZIPs |
Wondering where that budget goes further? The relocation calculator ranks hundreds of U.S. cities by what the same money buys — it opens filtered to Minnesota.
Estimate a specific home in McLeod County
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McLeod County home prices: frequently asked
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Browse all Minnesota cities and counties, or look up price per square foot by ZIP code nationwide.
Directional estimates from public market data (Realtor.com & Zillow research; FHFA house price index; Census ZIP-to-county relationships), not appraisals.